0000950159-03-000292 Sample Contracts

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Guarantee Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance • New York
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SCHEDULE to the ISDA(R) International Swaps and Derivatives Association, Inc. MASTER AGREEMENT dated as of {earlier of trade date or date of first trade}
Isda Master Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance • New York
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PENN-AMERICA GROUP, INC. 15,000 Capital Securities Floating Rate Capital Securities (Liquidation Amount $1,000.00 per Capital Security) PLACEMENT AGREEMENT
Placement Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance • New York
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PENN-AMERICA GROUP, INC., as Issuer INDENTURE Dated as of December 4, 2002
Indenture • March 31st, 2003 • Penn America Group Inc • Surety insurance • New York
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RECITALS:
Subscription Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance • New York
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AMENDMENT NO.1 TO REINSURANCE POOLING AGREEMENT DATED JULY 1, 1998
Reinsurance Pooling Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance
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Service Agreement Amendment --------------------------- Agreement effective January 1, 2003, by and between Penn Independent Corporation, 420 S. York Road, Hatboro, Pennsylvania, 19040 ("PIC") and Penn-America Group, Inc., 420 S. York Road, Hatboro,...
Service Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance

Agreement effective January 1, 2003, by and between Penn Independent Corporation, 420 S. York Road, Hatboro, Pennsylvania, 19040 ("PIC") and Penn-America Group, Inc., 420 S. York Road, Hatboro, Pennsylvania, 19040 ("PAGI").

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AMENDED AND RESTATED DECLARATION OF TRUST by and among
Declaration of Trust • March 31st, 2003 • Penn America Group Inc • Surety insurance • Connecticut
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TO: Penn-America Group, Inc. ATTENTION: Mr. Joe Morris TELEPHONE: 215-443-3612 FACSIMILE: 215-443-3603
Fixed Income Derivatives Confirmation • March 31st, 2003 • Penn America Group Inc • Surety insurance
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ISDA International Swaps and Derivatives Association, Inc. MASTER AGREEMENT dated as of December 16, 2002 between BEAR STEARNS BANK PLC and PENN-AMERICA GROUP, INC.
Isda Master Agreement • March 31st, 2003 • Penn America Group Inc • Surety insurance
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