November 29, 2000 Mr. Vince A. Elhilow President and Chief Executive Officer Fidelity Bankshares, Inc., subsidiary of Fidelity Bankshares, M.H.C. 218 Datura Street West Palm Beach, Florida 33401-5679 Dear Mr. Elhilow: This letter sets forth the...Independent Conversion Appraisal Services Agreement • January 5th, 2001 • Fidelity Bankshares Inc • Savings institution, federally chartered
FIDELITY BANKSHARES, INC. (a Delaware-chartered Stock Corporation) Up to 8,250,151 Shares (Subject to Increase Up to 9,487,674 Shares) COMMON STOCK ($.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT Ryan, Beck & Co., Inc. 220 South...Agency Agreement • January 5th, 2001 • Fidelity Bankshares Inc • Savings institution, federally chartered • New York
