0000950169-97-000567 Sample Contracts

FORM OF ESCROW AGREEMENT ----------------
Escrow Agreement • June 23rd, 1997 • Annapolis National Bancorp Inc • Maryland
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Exhibit 1.2 Draft Form of Underwriting Agreement between Annapolis National Bancorp, Inc. and Charles Webb & Company, A Division of Keefe, Bruyette & Woods, Inc.*
Annapolis National Bancorp Inc • June 23rd, 1997

Exhibit 1.2 Draft Form of Underwriting Agreement between Annapolis National Bancorp, Inc. and Charles Webb & Company, A Division of Keefe, Bruyette & Woods, Inc.*

Exhibit 10.2 Promissory Note Between Annapolis National Bancorp, Inc. and Lawrence E. Lerner dated January 31, 1995 PROMISSORY NOTE
Annapolis National Bancorp Inc • June 23rd, 1997 • Maryland

This Note may be prepaid in whole at any time or in part from time to time without penalty. All payments of the principal of and interest on this Note shall be paid in lawful money of the United States of America at such place in the United States as the holder of this Note may at any time and from time to time designate in writing to the Maker. In addition, all payments of the principal of this Note shall only be paid out of the proceeds received by the Maker from the sale of equity securities of the Maker.

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