0001000096-02-000671 Sample Contracts

Exhibit "99.14" Letter Agreement Dated November 12, 2002 by and among EMB Corporation and William R. Parker and Saddleback Investment Services, Inc.
Letter Agreement • December 30th, 2002 • Emb Corp • Mortgage bankers & loan correspondents • California
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Exhibit "99.13" Letter Dated November 8, 2002 from EMB Corporation to William R. Parker and Saddleback Investment Services, Inc. November 8, 2002 William R. Parker c/o Saddleback Investment Services, Inc. 3700 So. Susan St. Suite 250 Santa Ana, CA...
Purchase Agreement • December 30th, 2002 • Emb Corp • Mortgage bankers & loan correspondents

On behalf of EMB Corporation, I acknowledge receipt of your letter dated October 8, 2002 concerning the status of the Amended and Restated Purchase Agreement dated September 21, 2001 (the "Amended and Restated Agreement") by and among EMB Corporation ("EMB"), William R. Parker ("Parker"), and Saddleback Investment Services, Inc. ("Saddleback").

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