0001009448-13-000013 Sample Contracts

RESERVE AGREEMENT
Reserve Agreement • February 28th, 2013 • GTJ REIT, Inc. • Real estate investment trusts • Connecticut

THIS RESERVE AGREEMENT (“Agreement”) is made as of February ___, 2013 by FARM SPRINGS ROAD LLC, a Connecticut limited liability company (“Borrower”), with the address of 444 Merrick Road, Suite 370, Lynbrook, NY 11563, AVIVA LIFE AND ANNUITY COMPANY, an Iowa corporation (“Lender”), with the address of c/o Aviva Investors North America, Inc., 215 10th Street, Suite 1000, Des Moines, Iowa 50309 and M. ROBERT GOLDMAN & CO., INC. (“Collateral Agent”), with the address of Attn: Jon Goldman, 100 Jericho Quadrangle, Suite 336, Jericho, NY 11753-2702.

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GUARANTY
GTJ REIT, Inc. • February 28th, 2013 • Real estate investment trusts • Connecticut

THIS GUARANTY (“Guaranty”), made as of February ___, 2013, by GTJ REALTY, LP, a Delaware limited partnership (collectively and individually “Guarantor”), whose address is 444 Merrick Road, Suite 370, Lynbrook, NY 11563, to and for the benefit of AVIVA LIFE AND ANNUITY COMPANY, an Iowa corporation (“Lender”), with an office at c/o Aviva Investors North America, Inc., Attn: Commercial Mortgage, 215 10th Street, Suite 1000, Des Moines, Iowa 50309.

OPEN-END FIRST MORTGAGE DEED, SECURITY AGREEMENT AND FIXTURE FILING
Open-End First Mortgage Deed, Security Agreement and Fixture • February 28th, 2013 • GTJ REIT, Inc. • Real estate investment trusts • Connecticut

THIS OPEN-END FIRST MORTGAGE DEED, SECURITY AGREEMENT AND FIXTURE FILING (“Mortgage”), made as of February ___, 2013, by and between FARM SPRINGS ROAD LLC, a Connecticut limited liability company (“Mortgagor”), with the address of 444 Merrick Road, Suite 370, Lynbrook, NY 11563, and AVIVA LIFE AND ANNUITY COMPANY, an Iowa corporation (“Mortgagee”), with an office at c/o Aviva Investors North America, Inc., Attn: Commercial Mortgage, 215 10th Street, Suite 1000, Des Moines, Iowa 50309.

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