EXHIBIT A AGREEMENT TO FILE JOINT SCHEDULE 13D/A We agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the Amendment No. 1 to Schedule 13D, to which this agreement is attached as an exhibit, is filed on behalf of each of us.Skotdal Arthur W • March 14th, 1997 • Savings institution, federally chartered
Company FiledMarch 14th, 1997 IndustryWe agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the Amendment No. 1 to Schedule 13D, to which this agreement is attached as an exhibit, is filed on behalf of each of us.