0001042046-16-000071 Sample Contracts

PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • February 16th, 2016 • Great American Life Insurance Co • Life insurance • Ohio

This Principal Underwriting Agreement ("Agreement") is made effective as of the [XX] day of [XXXXXXXX], 2016, between GREAT AMERICAN LIFE INSURANCE COMPANY ("GALIC") and GREAT AMERICAN ADVISORS, INC. ("Underwriter").

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INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT FOR INHERITED IRA
Great American Life Insurance Co • February 16th, 2016 • Life insurance

This annuity contract is intended to be an inherited IRA under Internal Revenue Code ("IRC") Section 408(d)(3)(C). It is established for the purpose of receiving a distribution from an eligible retirement plan. The distribution is made with respect to the individual who is now deceased (the “Decedent”) that is identified with the name of the Owner. It is made as a rollover in the form of a direct trustee-to-trustee transfer under IRC Section 402(c)(11) for the benefit of the Owner. The Owner is a designated beneficiary of the Decedent, as defined in Section 1.401(a)(9)-4 of the Income Tax Regulations, who is not the surviving spouse of the Decedent.

WAIVER OF EARLY WITHDRAWAL CHARGES FOR FACILITY CARE OR HOME CARE OR COMMUNITY- BASED SERVICES RIDER
Great American Life Insurance Co • February 16th, 2016 • Life insurance

The annuity contract (“Contract”) is changed by this Waiver of Early Withdrawal Charges for Facility Care or Home Care or Community-Based Services Rider (this “Rider”) to add the following new provisions:

INHERITED CONTRACT ENDORSEMENT
Great American Life Insurance Co • February 16th, 2016 • Life insurance

This annuity contract is intended to be an inherited annuity contract. It is established for the purpose of receiving funds from a deferred annuity contract that was owned by an individual who is now deceased (the “Decedent”). The Decedent is identified with the name of the Owner of this annuity contract.

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