0001047469-03-039662 Sample Contracts

FORM OF UNDERWRITING AGREEMENT] 5,250,000 Shares* CARDINAL FINANCIAL CORPORATION Common Stock UNDERWRITING AGREEMENT
Cardinal Financial Corp • December 8th, 2003 • National commercial banks • Florida

Raymond James & Associates, Inc. Legg Mason Wood Walker, Incorporated As Representatives of the Several Underwriters listed on Schedule I hereto c/o Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg, Florida 33716

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