0001047469-04-023942 Sample Contracts

ABINGTON COMMUNITY BANCORP, INC. (a Pennsylvania stock corporation in formation) 5,520,000 Shares COMMON SHARES ($.01 Par Value) Subscription Price $10.00 Per Share FORM OF AGENCY AGREEMENT
Abington Community Bancorp, Inc. • July 22nd, 2004 • Savings institutions, not federally chartered • Pennsylvania

Abington Mutual Holding Company, a Pennsylvania mutual holding company (the "MHC"), Abington Community Bancorp, Inc., a Pennsylvania corporation (the "Company"), and Abington Bank, a Pennsylvania savings bank headquartered in Jenkintown, Pennsylvania (the "Bank") (references to the "Bank" include the Bank in the mutual or stock form, as indicated by the context), with its deposit accounts insured by the Savings Association Insurance Fund ("SAIF") administered by the Federal Deposit Insurance Corporation ("FDIC"), hereby confirm their agreement with Keefe, Bruyette & Woods, Inc. ("the Agent"). As of the date hereof, each of the MHC and the Company are in formation. Accordingly, the Bank hereby agrees to cause the MHC and the Company to duly ratify, sign and deliver this Agreement upon completion of their formation at or prior to the Closing Date as follows:

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