0001047469-13-009496 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • October 4th, 2013 • Essent Group Ltd. • Surety insurance • Delaware

This EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of this 26th day of September 2013, by and between Essent US Holdings, Inc., a Delaware corporation (the “Company”), and Vijay Bhasin (the “Executive”).

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SECOND AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • October 4th, 2013 • Essent Group Ltd. • Surety insurance • New York

SECOND AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT (this “Agreement”), dated as of October 3, 2013, by and among Essent Group Ltd., a limited liability company organized under the laws of Bermuda (the “Company”) and the Persons (as defined below) set forth on Exhibit A attached hereto (the “Shareholders”).

October 2, 2013 Essent Group Ltd. Clarendon House 2 Church Street Hamilton HM 11, Bermuda Re: Letter Agreement Ladies and Gentlemen:
Letter Agreement • October 4th, 2013 • Essent Group Ltd. • Surety insurance • New York

This Letter Agreement, dated as of October 2, 2013 (this “Agreement”), is between The Goldman Sachs Group, Inc. (“Goldman Sachs”) and Essent Group, Ltd. (the “Company”).

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