Exhibit 1.2 HOMESTEAD BANCORP, INC. HOMESTEAD MUTUAL HOLDING COMPANY PONCHATOULA HOMESTEAD SAVINGS, F.A. Up to 977,500 Shares of Common Stock of Homestead Bancorp, Inc. ($.01 Par Value Per Spare) AGENCY AGREEMENTAgency Agreement • May 11th, 1998 • Homestead Bancorp Inc • Savings institution, federally chartered • North Carolina
