CONFIDENTIAL MASTER AGREEMENT December 21, 1998 Mr. Chuck Huffman, Jr. Vice President Washtenaw Mortgage Company 315 East Eisenhower Suite 12 Ann Arbor, MI 48108 Dear Mr. Huffman: This letter shall constitute the master agreement ("Master Agreement")...Master Agreement • April 22nd, 1999 • Pn Holdings Inc
Contract Type FiledApril 22nd, 1999 Company
EMPLOYMENT AGREEMENT This Employment Agreement ("Agreement") is entered into on MARCH 31 , 1998 by and between Pelican National Bank (hereinafter referred to as "Bank"), and Michael D. Surgen (hereinafter referred to as "Executive"). W I T N E S S E T...Employment Agreement • April 22nd, 1999 • Pn Holdings Inc
Contract Type FiledApril 22nd, 1999 Company
------------------------------------------------------------------------------- - COMMON STOCK PN HOLDINGS, INC. CUSIP CERTIFICATE NO. INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE SEE REVERSE FOR CERTAIN DEFINITIONSCommon Stock Certificate • April 22nd, 1999 • Pn Holdings Inc
Contract Type FiledApril 22nd, 1999 CompanyThe shares represented by this certificate are transferable only on the stock transfer books of the corporation by the holder of record hereof in person, or by his duly authorized attorney or legal representative, upon the surrender of this certificate properly endorsed. This certificate and the shares represented hereby are issued and shall be held subject to all the provisions contained in the corporation's official corporate papers filed with the Secretary of the State of Delaware (copies of which are on file with the Transfer Agent), to all of the provisions the holder by acceptance hereof, assents.