TRUST AGREEMENT AMONGTrust Agreement • June 11th, 1999 • Spectrum Capital Trust I • Delaware
EXHIBIT 2.1Merger Agreement • June 11th, 1999 • Spectrum Capital Trust I
EXHIBIT 4.7Preferred Securities Guarantee Agreement • June 11th, 1999 • Spectrum Capital Trust I • Iowa
EXHIBIT 10.1Credit Agreement • June 11th, 1999 • Spectrum Capital Trust I • Minnesota
EXHIBIT 10.6License Agreement • June 11th, 1999 • Spectrum Capital Trust I • Missouri
EXHIBIT 10.7Split-Dollar Agreement • June 11th, 1999 • Spectrum Capital Trust I • Iowa
EXHIBIT 4.4 TRUST AGREEMENTTrust Agreement • June 11th, 1999 • Spectrum Capital Trust I • Delaware
EXHIBIT 10.2Credit Agreement • June 11th, 1999 • Spectrum Capital Trust I • Minnesota
EXHIBIT 4.8Agreement as to Expenses and Liabilities • June 11th, 1999 • Spectrum Capital Trust I • Delaware
CHAPMAN AND CUTLER DRAFT OF JUNE 11, 1999 $20,000,000 PREFERRED SECURITIES* SPECTRUM CAPITAL TRUST I ____% CUMULATIVE TRUST PREFERRED SECURITIES (LIQUIDATION PREFERENCE OF $10 PER TRUST PREFERRED SECURITY) UNDERWRITING AGREEMENTUnderwriting Agreement • June 11th, 1999 • Spectrum Capital Trust I
AGREEMENT FOR ADVANCES, PLEDGE AND SECURITY AGREEMENT BLANKET PLEDGEAgreement for Advances, Pledge and Security Agreement • June 11th, 1999 • Spectrum Capital Trust I • Iowa
EXHIBIT 10.5 CITIZENS BANK January 16, 1998Chairman's Phantom Stock Long-Term Incentive Plan • June 11th, 1999 • Spectrum Capital Trust I
EXHIBIT 10.4CMS-Tm-Agency Agreement • June 11th, 1999 • Spectrum Capital Trust I
