EXHIBIT 10.5 CITIZENS BANK January 16, 1998Chairman's Phantom Stock Long-Term Incentive Plan • June 11th, 1999 • Spectrum Capital Trust I
Chairman's Phantom Stock Long-Term Incentive Plan Sample Contracts
EXHIBIT 10.5 CITIZENS BANK January 16, 1998Chairman's Phantom Stock Long-Term Incentive Plan • June 11th, 1999 • Spectrum Capital Trust I
