ContractExcess Catastrophe Reinsurance Contract • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance
20\F7V1030 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. 20\F7V1030 Table of Contents Article Page 1 Classes of Business Reinsured 1 2 Commencement and Termination 1 3 Territory 3 4 Exclusions 3 5 Retention and Limit 4 6 Florida Hurricane Catastrophe Fund 5 7 Other Reinsurance 5 8 Reinstatement 6 9 Definitions 6 10 Loss Occurrence 8 11 Loss Notices and Settlements 10 12 Cash Call 10 13 Salvage and Subrogation 10 14 Reinsurance Premium 11 15 Sanctions 12 16 Late Payments 12 17 Offset 13 18 Severability of Interests and Obligations 13 19 Access to Records 14 20 Liability of the Reinsurer 14 21 Net Retained Lines (B
ContractReinsurance Contract • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance
20\F7V1036 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. 20\F7V1036 Table of Contents Article Page 1 Coverage 1 2 Commencement and Termination 1 3 Concurrency of Conditions 3 4 Premium 3 5 Sanctions 4 6 Loss Notices and Settlements 4 7 Late Payments 4 8 Offset 5 9 Severability of Interests and Obligations 6 10 Access to Records 6 11 Errors and Omissions (BRMA 14F) 6 12 Currency (BRMA 12A) 7 13 Taxes (BRMA 50B) 7 14 Federal Excise Tax (BRMA 17D) 7 15 Reserves 7 16 Insolvency 9 17 Arbitration 9 18 Service of Suit 10 19 Severability (BRMA 72E) 11 20 Governing Law (BRMA 71B) 11 21 Confidentiality 11 22
Second and Third Event Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, LouisianaExcess Catastrophe Reinsurance Contract • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance
Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***].
ContractEmployment Agreement • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance • Florida
NET QUOTA SHARE REINSURANCE AGREEMENT NO. FIN_5166.3 EFFECTIVE: JULY 1, 2020 between FEDNAT INSURANCE COMPANY Sunrise, Florida and SWISS REINSURANCE AMERICA CORPORATION Armonk, New York _______________________ Certain identified information has been...Net Quota Share Reinsurance Agreement • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance • Florida
Non-Florida Property Quota Share Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be...Quota Share Reinsurance Contract • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance
CONFIDENTIAL INFORMATION, NON-SOLICITATION AND NON-COMPETITION AGREEMENT This Confidential Information, Non-Solicitation and Non-Competition Agreement ("Agreement") is made and entered into as of the 2 2 _ day of August, 2020, by and between FEDNAT...Confidentiality Agreement • November 9th, 2020 • FedNat Holding Co • Fire, marine & casualty insurance • Florida
