Net Quota Share Reinsurance Agreement Sample Contracts

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Net Quota Share Reinsurance Agreement • November 9th, 2021 • FedNat Holding Co • Fire, marine & casualty insurance

EFFECTIVE: JULY 1, 2021 FIN_5166.4 NET QUOTA SHARE REINSURANCE AGREEMENT NO. FIN_5166.4 EFFECTIVE: JULY 1, 2021 between FEDNAT INSURANCE COMPANY Sunrise, Florida and SWISS REINSURANCE AMERICA CORPORATION Armonk, New York _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. EFFECTIVE: JULY 1, 2021 FIN_5166.4 NET QUOTA SHARE REINSURANCE AGREEMENT NO. FIN_5166.4 ARTICLE CONTENTS PAGE PREAMBLE 1 I BUSINESS COVERED 1 II EFFECTIVE DATE AND TERMINATION 3 III TERRITORY 4 IV RETENTION 4 V DEFINITIONS 4 VI EXCLUSIONS 9 VII SPECIAL ACCEPTANCE 11 VIII INTERNATIONAL TRADE CONTROLS AND ECONOMIC SANCTIONS 11 IX REINSURANCE PREMIUM 11 X SLIDING SCALE COMMISSION 12 XI LOSSES, LOSS ADJUSTMENT EXPENSES AND SALVAGES 14 XII REPORTS AND REMITTANCES 14 XIII ACCESS TO RECORDS 17 XIV TAXES 18 XV OFFSET 18 XVI DISPUTE RESOLUTION 18 XVII INSOLVENCY 20 XVII

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NET QUOTA SHARE REINSURANCE AGREEMENT NO. POR1238172 EFFECTIVE: JULY 1, 2017 between FEDERATED NATIONAL INSURANCE COMPANY Sunrise, Florida and SWISS REINSURANCE AMERICA CORPORATION Armonk, New York
Net Quota Share Reinsurance Agreement • November 9th, 2017 • Federated National Holding Co • Fire, marine & casualty insurance • Florida

*****Portions of this document omitted pursuant to an application for an order for confidential treatment pursuant to Rule 24b-2 under the Exchange Act. Confidential portions of this document have been filed separately with the Securities and Exchange Commission.

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