0001093094-99-000019 Sample Contracts

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RECITALS --------
To Agreement • November 12th, 1999 • American Fire Retardant Corp • Miscellaneous chemical products • California
AGREEMENT --------------------------------------------------------------------- -----------
Agreement • November 12th, 1999 • American Fire Retardant Corp • Miscellaneous chemical products
AGREEMENT ---------
Acquisition Agreement and Plan of Merger • November 12th, 1999 • American Fire Retardant Corp • Miscellaneous chemical products • Wyoming
Exhibit 10.2 ------------
American Fire Retardant Corp • November 12th, 1999 • Miscellaneous chemical products

As per our conversation this date, American Fire Retardant Corporation hereby agrees to pay Norman 0. Houser the sum of $0.75 per gallon in royalties on the sale of our Fybefix 200OV. Said royalty is being paid in recognition of services. Said royalties to be paid at the beginning of the month, immediately following American Fire Retardant Corporation's receipt of payment of the invoice.

AGREEMENT TO PROVIDE INSURANCE
American Fire Retardant Corp • November 12th, 1999 • Miscellaneous chemical products

References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or Item. -------------------------------------------------------------------------------

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