0001104659-03-026151 Sample Contracts

WESTERN SIERRA BANCORP NONQUALIFIED STOCK OPTION AGREEMENT
Nonqualified Stock Option Agreement • November 13th, 2003 • Western Sierra Bancorp • State commercial banks

This Nonqualified Stock Option Agreement (the “Agreement”) is made and entered into as of the 1st day of July, 2003, by and between Western Sierra Bancorp, a California corporation (the “Bancorp”), and Mathew Bruno, (“Optionee”);

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WESTERN SIERRA BANCORP INCENTIVE STOCK OPTION AGREEMENT
Incentive Stock Option Agreement • November 13th, 2003 • Western Sierra Bancorp • State commercial banks

This Incentive Stock Option Agreement (the “Agreement”) is made and entered into as of the 15th day of July, 2003, by and between Western Sierra Bancorp, a California corporation (the “Bancorp”), and Kirk Dowdell (“Optionee”);

AGREEMENT AND PLAN OF REORGANIZATION AND MERGER DATED: AUGUST 20, 2003 BY AND BETWEEN WESTERN SIERRA BANCORP AND AUBURN COMMUNITY BANCORP
Agreement and Plan of Reorganization and Merger • November 13th, 2003 • Western Sierra Bancorp • State commercial banks • California

This Agreement and Plan of Reorganization and Merger (the “Agreement”) is entered into as of August 20, 2003 by and between Western Sierra Bancorp, a California corporation (“Western”), and Auburn Community Bancorp, a California corporation (“Auburn”).

THIRD PARTY BROKERAGE ARRANGEMENT
Third Party Brokerage Arrangement • November 13th, 2003 • Western Sierra Bancorp • State commercial banks • Minnesota

In accordance with the terms of section 3(a)(4)(B)(i) of the Securities Exchange Act of 1934, as amended (“the Act”), Woodbury Financial Services, Inc. (“Woodbury Financial”) and Western Sierra National Bank (“Financial Institution”), a national bank, agree to enter into this third party brokerage arrangement (“Agreement”) whereby Woodbury Financial shall be authorized to sell securities, variable insurance products, and variable and fixed annuities to the Financial Institution’s customers at the location described in Exhibit A. Woodbury Financial, authorized Registered Representatives of Woodbury Financial, and the Financial Institution agree to be bound by the following conditions:

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