0001104659-06-002927 Sample Contracts

WARRANT AGREEMENT
Warrant Agreement • January 19th, 2006 • NSB Holdings, Inc. • Savings institution, federally chartered • Georgia

THIS AGREEMENT is made and entered into as of the day of , 2001, by and between NEW SOUTHERN BANK, a Georgia banking corporation (the “Bank”), and (the “Warrant Holder”).

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EMPLOYMENT AGREEMENT
Employment Agreement • January 19th, 2006 • NSB Holdings, Inc. • Savings institution, federally chartered • Georgia

This AGREEMENT is made as of the day of November, 2001, by and between NEW SOUTH BANK (the “Bank”), a proposed state bank, (in organization); and GARY HALL, a resident of the State of Georgia (the “Executive”).

NEW SOUTHERN BANK EXECUTIVE BONUS AGREEMENT
Executive Bonus Agreement • January 19th, 2006 • NSB Holdings, Inc. • Savings institution, federally chartered • Georgia

THIS AGREEMENT is adopted this 1st day of January, 2005, by and between NEW SOUTHERN BANK a state-chartered commercial bank located in Macon, Georgia (the “Company”), and Brandon L. Mercer (the “Executive”).

EMPLOYMENT AGREEMENT
Employment Agreement • January 19th, 2006 • NSB Holdings, Inc. • Savings institution, federally chartered • Georgia

THIS AGREEMENT is made as of the 1st day of December, 2001, by and between NEW SOUTHERN BANK (the “Bank”), a proposed state bank being organized under the laws of the State of Georgia; and MARK A. STEVENS, a resident of the State of Georgia (the “Executive”).

EMPLOYMENT AGREEMENT
Employment Agreement • January 19th, 2006 • NSB Holdings, Inc. • Savings institution, federally chartered • Georgia

THIS AGREEMENT is made as of the 10th day of July, 2003, by and between NEW SOUTHERN BANK (the “Bank”); and CAROL SOTO, a resident of the State of Georgia (the “Executive”).

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