WITNESSETH:Principal Underwriter Agreement • February 12th, 2009 • Hartford Life Insurance Co • Life insurance • Connecticut
LOGO] [THE HARTFORD] HARTFORD LIFE INSURANCE COMPANY 200 Hopmeadow Street Simsbury, CT 06089 (a stock life insurance company, herein called "We", "Us", "Our")Life Insurance Contract • February 12th, 2009 • Hartford Life Insurance Co • Life insurance
SURRENDER CHARGE: This charge is determined by multiplying the applicable rate specified below by the amount of the Full or Partial Surrender that exceeds the Annual Withdrawal Amount. This charge does not apply to: - [Surrenders during the 30 day period at the beginning of a subsequent Guarantee Period; or - Surrenders of Contract Value held in the Access Account, if applicable; or - Annuitization; or - The Death Benefit; or - Transfers from the current Guarantee Period into a new Guarantee Period made at the end of the then current Guarantee Period; - Permissible transfers from or to any of the Accounts.] This charge varies according to initial and subsequent Guarantee Periods and equals:
