0001104659-10-005726 Sample Contracts

EXCHANGE AGREEMENT
Exchange Agreement • February 9th, 2010 • First Mariner Bancorp • State commercial banks • Maryland

THIS EXCHANGE AGREEMENT (this “Agreement”), dated as of February 3, 2010, is made by and between Edwin F. Hale, Sr. (the “Investor”) and FIRST MARINER BANCORP, a Maryland corporation (the “Company”).

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