0001104659-18-005778 Sample Contracts

STOCK OPTION AWARD AGREEMENT
Stock Option Award Agreement • February 1st, 2018 • Solera National Bancorp, Inc. • National commercial banks • Colorado

Vesting Schedule: The Options shall become vested in accordance with Schedule 1 and are exercisable by Participant at any time between the date on which they vest and the expiration date, subject to the terms and conditions of the Agreement.

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SUBSCRIPTION AGREEMENT
Subscription Agreement • February 1st, 2018 • Solera National Bancorp, Inc. • National commercial banks

Reference is made to your offering circular dated February 1, 2018 (the “Offering Circular”). The undersigned understand that as stockholders of Solera National Bancorp, Inc. (the “Company”) owning at least two shares of the Company’s common stock as of January 29, 2018, they are being given subscription rights entitling them to subscribe for up to one share for every two shares of the Company’s common stock owned as of January 29, 2018, at a subscription price of $7.25 per share. The subscription rights are not transferable. The undersigned further understand that they are also being given an over-subscription privilege allowing them to subscribe for an addition share for every two shares owned as of January 29, 2018, also at a subscription price of $7.25 per share, subject to acceptance or rejection in our sole discretion. Unlike the subscription rights, the over-subscription privilege does not entitle you to purchase any specific number of shares. The Company reserves the right to a

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