0001104659-18-054541 Sample Contracts

REGISTRATION RIGHTS AGREEMENT

Registration Rights Agreement • August 30th, 2018 • HarborOne Bancorp, Inc. • State commercial banks • New York

• Contract Type
  Registration Rights Agreement
• Filed
  August 30th, 2018
• Company
  HarborOne Bancorp, Inc.
• Industry
  State commercial banks
• Jurisdiction
  New York

This REGISTRATION RIGHTS AGREEMENT (the “Agreement”) is dated as of August 30, 2018 and is made by and among HarborOne Bancorp, Inc., a corporation organized under the laws of the Commonwealth of Massachusetts (the “Company”), and the several purchasers of the Subordinated Notes (as defined below) identified on the signature pages to the Purchase Agreement (as defined below) (collectively, the “Purchasers”).

HARBORONE BANCORP, INC. As Issuer, and UMB BANK, N.A. As Trustee INDENTURE Dated as of August 30, 2018

Indenture • August 30th, 2018 • HarborOne Bancorp, Inc. • State commercial banks • New York

• Contract Type
  Indenture
• Filed
  August 30th, 2018
• Company
  HarborOne Bancorp, Inc.
• Industry
  State commercial banks
• Jurisdiction
  New York

SUBORDINATED NOTE PURCHASE AGREEMENT

Subordinated Note Purchase Agreement • August 30th, 2018 • HarborOne Bancorp, Inc. • State commercial banks • New York

• Contract Type
  Subordinated Note Purchase Agreement
• Filed
  August 30th, 2018
• Company
  HarborOne Bancorp, Inc.
• Industry
  State commercial banks
• Jurisdiction
  New York

This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of August 30, 2018, and is made by and among HarborOne Bancorp, Inc., a corporation organized under the laws of the Commonwealth of Massachusetts (“Company”), and the several purchasers of the Subordinated Notes identified on the signature pages hereto (each a “Purchaser” and collectively, the “Purchasers”).