CINCINNATI BANCORP, INC. (a Maryland corporation) Up to 1,437,356 Shares (Subject to Increase to up to 1,652,960 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT November 8, 2019Agency Agreement • November 13th, 2019 • Cincinnati Bancorp, Inc. • Savings institution, federally chartered • New York
