0001104659-22-049650 Sample Contracts

AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 25th, 2022 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co

THIS AMENDMENT (“Amendment”) to the Fund Participation Agreement dated October 19, 2017 (the “Agreement”) is made as of this 18th day of January, 2018 by and among COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY, a Massachusetts corporation (the “Company”), acting herein for and on behalf of the Company and on behalf of each separate account set forth on Schedule A of the Agreement, as may be amended from time to time (the “Separate Accounts”); FORETHOUGHT VARIABLE INSURANCE TRUST (the “Trust”), acting herein for itself and on behalf of each series set forth on Schedule B of the Agreement, as may be amended from time to time (the “Series”); NORTHERN LIGHTS DISTRIBUTORS, LLC, a Nebraska limited liability company and FVIT’s principal underwriter (“Northern Lights”); GLOBAL ATLANTIC DISTRIBUTORS, LLC, a Delaware limited liability company and FVIT’s principal underwriter, effective January 1, 2019 (“GAD”); and GLOBAL ATLANTIC INVESTMENT ADVISORS, LLC (the “Adviser”)(collectively, the “Part

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AMENDMENT NO. 2 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 25th, 2022 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co

THIS AMENDMENT (“Amendment”) to the Fund Participation Agreement dated October 19, 2017 and amended January 18, 2019 (the “Agreement”) is made as of this 23rd day of August, 2021 by and among COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY, a Massachusetts corporation (the “Company”), acting herein for and on behalf of the Company and on behalf of each separate account set forth on Schedule A of the Agreement, as may be amended from time to time (the “Separate Accounts”); FORETHOUGHT VARIABLE INSURANCE TRUST (the “Trust”), acting herein for itself and on behalf of each of the series set forth on Schedule B of the Agreement, as may be amended from time to time (the “Series”); GLOBAL ATLANTIC DISTRIBUTORS, LLC, a Delaware limited liability company and the Trust’s principal underwriter (“GAD”); and GLOBAL ATLANTIC INVESTMENT ADVISORS, LLC (the “Adviser”)(collectively, the “Parties”).

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