Vel Ii Account of Commonwealth Annuity & Life Insurance Co Sample Contracts

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WITNESSETH:
Service Agreement • February 28th, 2007 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co • New York
AMENDMENT NO. 1 TO AMENDED AND RESTATED PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 2010 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co
WITNESSETH:
Vel Ii Account of Allmerica Financial Life Ins & Ann Co • April 16th, 1998
PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2008 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co • Maryland
between
Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
ARTICLE III REPRESENTATIONS AND WARRANTIES
Participation Agreement • April 25th, 2012 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co
AMONG
Participation Agreement • April 18th, 2001 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co • Delaware
TRANSITION SERVICES AGREEMENT
Transition Services Agreement • April 27th, 2007 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co • Delaware
GENERAL & COLOGNE LIFE RE AUTOMATIC YEARLY RENEWABLE TERM REINSURANCE AGREEMENT #S145-105
The Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co • Connecticut
AUTOMATIC REINSURANCE AGREEMENT
Automatic Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
AUTOMATIC AND FACULTATIVE YEARLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE January 1, 2000
Automatic and Facultative Yearly Renewable Term Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
AMENDMENT
Participation Agreement • April 29th, 2011 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co
YEARLY RENEWABLE TERM REINSURANCE AGREEMENT, Effective March 1, 1996
Yearly Renewable Term Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
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MUNICH AMERICAN REASSURANCE COMPANY Automatic Reinsurance Agreement effective April 1, 2000
Vel Ii Account of Allmerica Financial Life Ins & Ann Co • February 10th, 2003

Exhibit I Reinsurance Submission Form Exhibit II Limits and Special Conditions Exhibit III Retention Limits of the Ceding Company Exhibit IV Life Reinsurance Premiums Exhibit V Accidental Death Reinsurance Premiums Exhibit VI List of Risks Reinsured Exhibit VII List of Amendments Exhibit VIII In-Force Summary Form Exhibit IX Underwriting Guidelines ARTICLE I BASIS OF REINSURANCE 1. On and after the effective date of this agreement, the Ceding Company will automatically cede to MARC its quota share as defined in Exhibit II. MARC will automatically accept such quota share within the limits shown in Exhibit II, provided the Ceding Company keeps its retention share and applies its simplified issue underwriting standards in Exhibit IX. The Ceding Company's regular retention limits are shown in Exhibit III. Normal underwriting standards are explained in paragraph 7 of this article. 2. If the Ceding Company is already on the risk for its regular retention under previously issued policies, MAR

REINSURANCE AGREEMENT
Risk Premium Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co • Indiana
ARTICLE I
Automatic Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
FORM OF SERVICE CONTRACT
Form of Service Contract • April 30th, 1997 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
AMENDMENT NO. 3 PARTICIPATION AGREEMENT
3 Participation Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
AUTOMATIC RISK PREMIUM REINSURANCE AGREEMENT
Automatic Risk Premium Reinsurance Agreement • February 10th, 2003 • Vel Ii Account of Allmerica Financial Life Ins & Ann Co
AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 25th, 2022 • Vel Ii Account of Commonwealth Annuity & Life Insurance Co

THIS AMENDMENT (“Amendment”) to the Fund Participation Agreement dated October 19, 2017 (the “Agreement”) is made as of this 18th day of January, 2018 by and among COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY, a Massachusetts corporation (the “Company”), acting herein for and on behalf of the Company and on behalf of each separate account set forth on Schedule A of the Agreement, as may be amended from time to time (the “Separate Accounts”); FORETHOUGHT VARIABLE INSURANCE TRUST (the “Trust”), acting herein for itself and on behalf of each series set forth on Schedule B of the Agreement, as may be amended from time to time (the “Series”); NORTHERN LIGHTS DISTRIBUTORS, LLC, a Nebraska limited liability company and FVIT’s principal underwriter (“Northern Lights”); GLOBAL ATLANTIC DISTRIBUTORS, LLC, a Delaware limited liability company and FVIT’s principal underwriter, effective January 1, 2019 (“GAD”); and GLOBAL ATLANTIC INVESTMENT ADVISORS, LLC (the “Adviser”)(collectively, the “Part

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