Exhibit 99.2 SBT BANCORP, INC. Incentive Stock Option Agreement Under 1998 Stock Plan (as Amended) SBT Bancorp, Inc. (the "Company"), hereby grants as of the ____ day of _____, 200___, to ______________ (the "Optionee"), an incentive stock option to...Incentive Stock Option Agreement • September 21st, 2006 • SBT Bancorp, Inc. • Asset-backed securities • Connecticut
Exhibit 99.3 SBT BANCORP, INC. Non-Qualified Stock Option Agreement Under 1998 Stock Plan SBT Bancorp, Inc., a Connecticut corporation (the "Company"), hereby grants as of the _____th day of ________, ______, to ____________________ (the "Optionee"),...Non-Qualified Stock Option Agreement • September 21st, 2006 • SBT Bancorp, Inc. • Asset-backed securities • Connecticut
