Exhibit 99.3 SBT BANCORP, INC. Non-Qualified Stock Option Agreement Under 1998 Stock Plan SBT Bancorp, Inc., a Connecticut corporation (the "Company"), hereby grants as of the _____th day of ________, ______, to ____________________ (the "Optionee"),...SBT Bancorp, Inc. • September 21st, 2006 • Asset-backed securities • Connecticut
Company FiledSeptember 21st, 2006 Industry Jurisdiction
Exhibit 99.2 SBT BANCORP, INC. Incentive Stock Option Agreement Under 1998 Stock Plan (as Amended) SBT Bancorp, Inc. (the "Company"), hereby grants as of the ____ day of _____, 200___, to ______________ (the "Optionee"), an incentive stock option to...SBT Bancorp, Inc. • September 21st, 2006 • Asset-backed securities • Connecticut
Company FiledSeptember 21st, 2006 Industry Jurisdiction