0001188112-06-003696 Sample Contracts

COLONIAL AUTO FINANCE, INC.
401(k) Plan Adoption Agreement • December 12th, 2006 • Americas Carmart Inc • Retail-auto dealers & gasoline stations

The undersigned, Colonial Auto Finance, Inc. (“Employer”), by executing this Adoption Agreement, elects to establish a retirement plan and trust (“Plan”) under the Bank of Oklahoma, N.A. (basic plan document # 01 ). The Employer, subject to the Employer’s Adoption Agreement elections, adopts fully the Prototype Plan and Trust provisions. This Adoption Agreement, the basic plan document and any attached appendices or addenda, constitute the Employer’s entire plan and trust document. All section references within this Adoption Agreement are Adoption Agreement section references unless the Adoption Agreement or the context indicate otherwise. All article references are basic plan document and Adoption Agreement references as applicable. Numbers in parenthesis which follow headings are references to basic plan document sections. The Employer makes the following elections granted under the corresponding provisions of the basic plan document.

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