0001190903-07-000950 Sample Contracts

PARTICIPATION AGREEMENT
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts

THIS AGREEMENT, dated as of the 1st day of July 2004 by and among each life insurance company listed on Exhibit A hereto (each a “Company”) and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each separate account hereinafter referred to as the "Account"), SCUDDER VARIABLE SERIES I and SCUDDER VARIABLE SERIES II (individually, a "Fund"), each a Massachusetts business trust created under a Declaration of Trust, as amended, SCUDDER DISTRIBUTORS, INC. (the "Underwriter"), a Delaware corporation, and DEUTSCHE INVESTMENT MANAGEMENT AMERICAS INC., a Delaware corporation (the “Adviser”). The parties agree that a single document is being used for ease of administration and that this Agreement shall be treated as if it were a separate agreement with respect to each Fund (and each series thereof) and each Company, that is a party hereto, severally and not jointly, as if such entity had entered into a separate agreement naming

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PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT, L.P. and NATIONWIDE FINANCIAL SERVICES, INC.
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts

THIS AGREEMENT, made and entered into as of this 1st day of February, 2002, among Nationwide Financial Services, Inc., (the “Company”), a Delaware corporation, on its own behalf and on behalf of each separate account of the insurance company subsidiaries of the Company (“Insurance Subsidiaries”) and on behalf of the affiliated broker-dealers and subsidiaries set forth on Schedule A hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT, L.P. (the “Underwriter”), a Massachusetts limited partnership.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Agreement dated as of the 7th day of August, 2007 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively, “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”) Davis Variable Account Fund, Inc. (the “Fund”), and Davis Distributors, LLC (the “Company") which serves as Distributor to the Funds listed on Exhibit B.

PARTICIPATION AGREEMENT AMONG PIONEER VARIABLE CONTRACTS TRUST, NATIONWIDE FINANCIAL SERVICES, INC. PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts

THIS AGREEMENT, made and entered into on September 27, 2002, is by and among PIONEER VARIABLE CONTRACTS TRUST, a Delaware business trust (the "Trust"), NATIONWIDE FINANCIAL SERVICES, INC., a Delaware corporation (the "Company") on behalf of the affiliated companies and each segregated asset account set forth in Schedule A hereto, as may be amended from time to time (the "Accounts"), PIONEER INVESTMENT MANAGEMENT, INC., a Delaware corporation ("PIM") and PIONEER FUNDS DISTRIBUTOR, INC. ("PFD"), a corporation organized under the laws of The Commonwealth of Massachusetts.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York

THIS AGREEMENT made as of the 31st day of December, 2002, by and between Lord Abbett Series Fund, Inc. (“Fund”), a Maryland Corporation, on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, (each a “Portfolio” and collectively, the “Portfolios”), Lord Abbett Distributor LLC, a New York limited liability Company (the "Distributor"), and Nationwide Life Insurance Company(“NLIC”) and Nationwide Life and Annuity Insurance Company, (“NLAIC” and collectively referred to herin with NLIC as the “Company”),each a life insurance company organized under the laws of the State of Ohio.

Item 24 (b) Exhibit (3) Underwriting or Distribution of contracts between the Depositor and Principal Underwriter
Marketing Coordination and Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Agreement entered into this 27 day of July, 2000, between Nationwide Life Insurance Company ("Nationwide"), and Nationwide Investment Services Corporation (“NISC”).

SERVICES AGREEMENT
Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4

The terms and conditions of this Services Agreement between Pacific Investment Management Company LLC (“PIMCO”) and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (collectively the “Company”) are effective as of March 28, 2002.

CORPORATE FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY
Insurance Policy • September 27th, 2007 • Nationwide Vli Separate Account 4

We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the Death Proceeds to the Beneficiary upon receiving proof that the Insured has died while this policy is in force and before the Maturity Date. We agree to pay the Maturity Proceeds to you if the Insured is living on the Maturity Date.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Delaware

THIS AGREEMENT, made as of June 5, 2007, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN INVESTMENT ADVISORS CORPORATION, a Tennessee corporation (“Adviser”), and NATIONWIDE FINANCIAL SERVICES, INC., a company organized under the laws of the State of Delaware, on behalf of its insurance company subsidiaries listed on Exhibit B hereto (collectively, “Nationwide”) and the current and any future Nationwide-established separate accounts, as applicable.

ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Administrative Service Agreement (the “Agreement”), effective this 7th day of August, 2007 is made by and between Nationwide Financial Services, Inc. (“NFS”) and Davis Distributors, LLC (the “Company");

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York

Nationwide Financial Services, Inc. ("NFS") and Salomon Brothers Asset Management Inc ("SBAM") mutually agree to the arrangements set forth in this Agreement (the "Agreement") dated as of September , 1999.

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Indiana

This ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”) made as of June 5, 2007, is by and between Lincoln Investment Advisors Corporation, an Indiana corporation (“Adviser”) and Nationwide Financial Services, Inc., a company organized under the laws of Delaware (“Company”).

SERVICE AGREEMENT
Service Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Service Agreement (the “Agreement”), dates as of the 3rd day of November, 1997, is made by and among Nationwide Financial Services, Inc. (“NFS”) and Van Eck Securities Corporation (the “Distributor”);

Fund Participation Agreement
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Fund Participation Agreement (“Agreement”), dated as of the 1st day of December, 2000 is made by and between Nationwide Life Insurance Company and/or Nationwide Life and Annuity Insurance Company (separately or collectively “Nationwide”) on behalf of the Nationwide separate accounts identified on Exhibit A which is attached hereto and may be amended from time to time (“Variable Accounts”), and WADDELL & REED SERVICES COMPANY (“WRSCO”) and WADDELL & REED, INC. (“W&R, INC.”) which serve respectively as the accounting services/shareholder servicing agent and the distributor to the W&R TARGET FUNDS, INC. (the “Funds”) listed on Exhibit A. WRSCO and W&R, INC. are collectively referred to throughout this Agreement as “W&R.”

PARTICIPATION AGREEMENT Among NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY PIMCO VARIABLE INSURANCE TRUST, and PIMCO FUNDS DISTRIBUTORS LLC
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

THIS AGREEMENT, dated as of the 28th day of March, 2002, by and among Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company , (collectively the "Company"), an Ohio life insurance company, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the "Account"), PIMCO Variable Insurance Trust (the "Fund"), a Delaware business trust, and PIMCO Funds Distributors LLC (the "Underwriter"), a Delaware limited liability company.

PARTICIPATION AGREEMENT BY AND AMONG NATIONWIDE LIFE INSURANCE COMPANY NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY ON BEHALF OF THEMSELVES AND THEIR SEPARATE ACCOUNTS AND SALOMON BROTHERS ASSET MANAGEMENT INC AND SALOMON BROTHERS VARIABLE SERIES...
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4

THIS AGREEMENT, made and entered into as of September , 1999 ("Agreement"), by and among Salomon Brothers Variable Series Funds Inc, a Maryland corporation (the "Fund"), Salomon Brothers Asset Management Inc, a Delaware Corporation (the "Adviser") and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company, Ohio He insurance companies (collectively referred to herein as "NATIONWIDE"), on behalf of themselves and each of their segregated asset accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an "Account," and collectively, the "Accounts").

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This will confirm the terms of our agreement (the “Administrative Services Agreement”) dated as of December 31,2002 by and between Lord Abbett Series Fund, Inc. (the “Fund”), on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, and Nationwide Life Insurance Company (“NLIC”) and Nationwide Life and Annuity Insurance Company (“NLAIC,” and collectively referred to herein with NLIC as the “Insurance Company”) with respect to the Insurance Company’s provision of certain administrative services with respect to the Variable Contract Class of shares of the Fund (the “Shares”).

FUND AGREEMENT
Fund Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Agreement dated as of the [14] day of [February], 2002 is made by and among Nationwide Financial Services, Inc. (“NFS”) (including any affiliates and/or subsidiaries listed on Exhibit A) and Royce & Associates, Inc. ("Royce"), which serves as adviser to the mutual funds (the “Funds”) listed on Exhibit B.

DISTRIBUTION SERVICES AGREEMENT
Distribution Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Connecticut

This Distribution Services Agreement (“Agreement”) is made as of June 5, 2007 by and between Lincoln Financial Distributors, Inc. (the “Distributor”), and Nationwide Investment Services Corp. (the “Broker-Dealer”), an Oklahoma corporation.

AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Agreement (the “Agreement”), dated as of the 1st day of December, 2000, is made by and among Nationwide Financial Services, Inc. (“NFS”) and WADDELL & REED, INC. (“W&R”);

We the undersigned Alliance Fund Distributors, Inc. ("ABIRM"), herewith confirm our agreement with you as follows:
Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4
AMENDED AND RESTATED PARTICIPATION AGREEMENT AMONG NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE INVESTMENT SERVICES CORPORATION, ALLIANCE CAPITAL MANAGEMENT L.P. AND ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC. DATED AS OF JUNE 1, 2003
Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York

THIS AGREEMENT, made and entered into as of the 1st day of March, 2002 (“Agreement”), by and among Nationwide Life Insurance Company, an Ohio stock life insurance company (the “Insurer”) (on behalf of itself and its “Separate Account,” defined below); Nationwide Investment Services Corporation, an Oklahoma corporation (“Contracts Distributor”), the principal underwriter with respect to the Contracts referred to below; Alliance Capital Management L.P., a Delaware limited partnership (“Adviser”), the investment adviser of the Fund referred to below; and AllianceBernstein Investment Research and Management, Inc., a Delaware corporation (“Distributor”), the Fund’s principal underwriter (collectively, the “Parties”),

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ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Administrative Service Agreement (the “Agreement”), effective this 13th day of April, 2004 is made by and between Nationwide Financial Services, Inc. and its subsidiary life insurance companies, (collectively, “NFS”) and FAM Distributors, Inc., (“FAMD”) and Merrill Lynch Variable Series Funds, Inc. (the “Fund”), (collectively, “the Company”);

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio

This Agreement dated as of the 13th day of April, 2004 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”) and Merrill Lynch Variable Series Funds, Inc. (the “Funds”) and FAM Distributors, Inc. (“Distributor”) (collectively “the Company”) which serves as advisor and distributor to the Funds, as listed on Exhibit B.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Delaware

This Agreement dated as of the 15th day of November, 2004 is made by and among Nationwide Financial Services, Inc., on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”), and Wells Fargo Management, LLC (“Adviser”) and Stephens, Inc. (“Distributor”) (collectively “the Company”) that serve as adviser and distributor, respectively, to the Wells Fargo Variable Trust (the “Trust”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4

This Agreement, made and entered into as of the 1st day of September, 1989, by and among, Nationwide Life Insurance Company (“Nationwide”), and Van Eck Investment Trust (“Trust”), the Trust’s investment adviser, Van Eck Associates Corporation (“Adviser”), and the Trust’s Distributor, Van Eck Securities Corporation (“Distributor”) each of which hereby agrees that shores of the Trust’s Gold and Natural Resources Fund and Global Bond Fund (“Portfolios”) shall be made available to serve as an underlying investment medium for Individual Deferred Variable Annuity and Variable Life contracts (collectively “Contracts”) to be offered by Nationwide subject to the following provisions:

PIMCO VARIABLE INSURANCE TRUST SERVICES AGREEMENT
Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • California

This Agreement is made as of March 28, 2002, between PIMCO Variable Insurance Trust (the “Trust”) and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (“Authorized Firm”), life insurance companies providing variable annuity and variable life and other life insurance products.

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts

NATIONWIDE FINANCIAL SERVICES, INC. (“NFS”), and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (“Distributor”) mutually agree to the arrangements set forth in this Administrative Services Agreement (the “Agreement”) dated August _[1]_, 2006. NFS and Distributor are referred to collectively herein as the “Parties.”

ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Delaware

This Administrative Service Agreement (the “Agreement”), effective this 15th day of November 2004 is made by and between Nationwide Financial Services, Inc. (“NFS”) and Wells Fargo Funds Management, LLC and Stephens, Inc. (collectively, the “Company”) that serve as adviser and distributor, respectively, to the Wells Fargo Variable Trust (the “Trust”).

BUSINESS AGREEMENT
Business Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York

THIS AGREEMENT is entered into as of the [20] day of July, 2005 (the “Effective Date”) by and among Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company ("Nationwide”) a life insurance company organized under the laws of the State of Ohio (on behalf of itself and certain of its separate accounts); Nationwide Investment Services Corporation ("NISC") (the “Distributor”), a corporation organized under the laws of the State of Oklahoma; AMERICAN FUNDS DISTRIBUTORS, INC. (“AFD”), a corporation organized under the laws of the State of California; and CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”), a corporation organized under the laws of the State of Delaware.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts

THIS AGREEMENT is entered into as of this _[20]_day of July, 2005 among Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company ("Nationwide"), a life insurance company organized under the laws of the State of Ohio (on behalf of itself and certain of its separate accounts); AMERICAN FUNDS INSURANCE SERIES (“Series”), an open-end management investment company organized under the laws of the Commonwealth of Massachusetts, and CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”), a corporation organized under the laws of the State of Delaware.

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