Automatic and Facultative YRT Reinsurance AgreementNationwide VL Separate Account-G • April 12th, 2012 • Ohio
Table of Contents ARTICLE 1 - PREAMBLE Page 1 1 PARTIES TO THE AGREEMENT 1 1.2 COMPLIANCE 1.3 CONSTRUCTION 1 1.4 ENTIRE AGREEMENT 1 1.5 SEVERABILITY ARTICLE 2 - AUTOMATIC REINSURANCE 2 2.1 GENERAL CONDITIONS 2 2.2 NEW BUSINESS 2 2.3 RETAINED AMOUNTS 2 2A UNDERWRITING STANDARDS 2 ARTICLE 3 - FACULTATIVE REINSURANCE 3 ARTICLE 4 - COMMENCEMENT OF LIABILITY 4 4.1 AUTOMATIC REINSURANCE 4 4.2 FACULTATIVE REINSURANCE 4 ARTICLE 5 - REINSURED RISK AMOUNT 5 5.1 LIFE 5 5.2 WAIVER OF PREMIUM .5 ARTICLE 6 - PREMIUM ACCOUNTING 6 6.1 PREMIUMS 6 6.2 PAYMENT OF PREMIUMS 6 6.3 DELAYED PAYMENT 6 6.4 FAILURE TO PAY PREMIUMS 6 6.5 PREMIUM RATE GUARANTEE 7 ARTICLE 7 - REDUCTIONS, TERMINATIONS AND CHANGES 8 7.1 REDUCTIONS AND TERMINATIONS 8 7.2 INCREASES 8 7.3 RISK CLASSIFICATION CHANGES 9 7.4 REINSTATEMENT 9 7.5 NONFORFEITURE BENEFITS 9
