0001193125-06-134680 Sample Contracts

ENDORSEMENT METHOD SPLIT-DOLLAR AGREEMENT
Split-Dollar Agreement • June 23rd, 2006 • CCF Holding Co • Savings institution, federally chartered • Georgia

This Endorsement Method Split-Dollar Agreement (this “Agreement”) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Insured”).

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SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT
Supplemental Executive Retirement Benefits Agreement • June 23rd, 2006 • CCF Holding Co • Savings institution, federally chartered • Georgia

This Supplemental Executive Retirement Benefits Agreement (this “Agreement”) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Executive”).

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