3,993,055 Shares (subject to increase up to 4,592,013 shares in the event of an oversubscription) NEWPORT BANCORP, INC. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT May 15, 2006Agency Agreement • June 29th, 2006 • Newport Bancorp Inc • Savings institution, federally chartered • New York
