0001193125-07-019027 Sample Contracts

The Norwich Savings Society Non-Qualified Deferred Compensation Trust Agreement, dated June 27, 1995 between The Norwich Savings Society and Sachem Trust National Association
Trust Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered • Connecticut

THIS AGREEMENT, made and entered into this 27th day of June, 1995 by and between The Norwich Savings Society and Sachem Trust National Association (herein referred to as “Trustee”).

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PEOPLE’S BANK SUPPLEMENTAL SAVINGS PLAN NON-QUALIFIED TRUST AGREEMENT
Qualified Trust Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered

This Agreement made as of July 23, 1998, by and between People’s Bank (“Company”) and Morgan Guaranty Trust Company of New York (“Trustee”).

NON-QUALIFIED PENSION TRUST AGREEMENT
Non-Qualified Pension Trust Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered

TRUST AGREEMENT made to be effective as of the 18th day of March, 1997, by and between PEOPLE’S BANK, a Connecticut chartered capital stock savings bank, (“Company”) and MORGAN GUARANTY TRUST COMPANY OF NEW YORK, a corporation organized and existing under the laws of the State of New York (“Trustee”);

Fiscal and Paying Agency Agreement, dated as of November 16, 2000, between People’s Bank and Bankers Trust Company as Fiscal and Paying Agent
Fiscal and Paying Agency Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered • New York

This Fiscal and Paying Agency Agreement (this “Agreement”) is dated as of November 16, 2000 between PEOPLE’S BANK, a Connecticut state-chartered capital stock savings bank (the “Bank”), and BANKERS TRUST COMPANY, a banking organization organized under laws of the State of New York (the “Fiscal and Paying Agent”).

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered • Connecticut

THIS AGREEMENT is made effective as of June 1,1999 (the “Effective Date”), between PEOPLE’S BANK, (“Company”), a Connecticut capital stock savings bank, and JOHN A. KLEIN (“Executive”) of Trumbull, Connecticut.

Up to [ ] Shares PEOPLE’S UNITED FINANCIAL, INC. COMMON STOCK, PAR VALUE $0.01 PER SHARE FORM OF AGENCY AGREEMENT
Agency Agreement • February 2nd, 2007 • People's United Financial, Inc. • Savings institution, federally chartered • New York

People’s United Financial, Inc., a Delaware corporation (the “Company”), People’s Mutual Holdings, a federally chartered mutual holding company (the “MHC”) and People’s Bank, a federally chartered stock savings bank (together with its subsidiaries, the “Bank” and, together with the Company and the MHC, the “People’s Parties”), hereby confirm, jointly and severally, their agreement with Morgan Stanley & Co. Incorporated (“Morgan Stanley”), Ryan Beck & Co., Inc. (“Ryan Beck” and, together with Morgan Stanley, the “Representatives”) and the other agents named in Schedule I hereto (collectively, together with the Representatives, the “Agents”) to serve as exclusive agents of the Company to assist the Company in the offer and sale of up to [ ] shares (the “Offer Shares”) of the Company’s common stock, par value $0.01 per share (the “Common Stock”).

AGREEMENT FOR COMPENSATION ON DISCHARGE SUBSEQUENT TO A CHANGE IN CONTROL
People's United Financial, Inc. • February 2nd, 2007 • Savings institution, federally chartered • Connecticut

This Agreement does not constitute an employment agreement and nothing herein shall prevent the discharge of the Officer for any reason. The purpose of this Agreement is merely to provide assurance that if there is a Change In Control of the Bank or any successor and the Officer is discharged without cause as defined herein, the Officer will be entitled to receive payments as set forth below. This Agreement supersedes in its entirety any agreement for compensation on discharge subsequent to a Change In Control previously entered into by the Bank and the Officer.

AMENDMENT AND RESTATEMENT OF DEFERRED COMPENSATION AGREEMENTS
People's United Financial, Inc. • February 2nd, 2007 • Savings institution, federally chartered • Connecticut

THIS AMENDMENT AND RESTATEMENT OF DEFERRED COMPENSATION AGREEMENTS (hereinafter the “Agreement”) is made this day of , 1998, by and between The Norwich Savings Society, a Connecticut stock savings bank (hereinafter the “Bank”) and Jeremiah J. Lowney, of the Town of Lebanon, County of New London and State of Connecticut (hereinafter the “Director”).

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