SUGAR CREEK FINANCIAL CORP. (a federal stock corporation in formation) up to 465,750 Shares (subject to increase up to 535,613 shares) COMMON SHARES ($.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT February 12, 2007Agency Agreement • February 16th, 2007 • Sugar Creek Financial Corp • Savings institution, federally chartered • New York
