0001193125-07-169315 Sample Contracts

PARTICIPATION AGREEMENT AMENDMENT NO. 1 Effective as of July 24, 2007
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

THE PARTICIPATION AGREEMENT, dated as of the 10th day of June, 2006 (the “Agreement”), by and among TIAA-CREF Life Insurance Company (“Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A (each an “Account”), PIMCO Variable Insurance Trust (the “Fund”), and Allianz Global Investors Distributors LLC (the “Underwriter”), (collectively, the “Parties”) is hereby amended as follows:

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their duly authorized officers as of the date first listed above.

PARTICIPATION AGREEMENT AMENDMENT NO. 1 Effective as of July 24, 2007
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This agreement (the “Agreement”), dated as of February 1, 2006, is entered by and between Franklin Templeton Variable Insurance Products Trust, (the “Trust”), Franklin/Templeton Distributors, Inc., (the “Underwriter”), and TIAA-CREF Life Insurance Company (you or the “Company”) and Teachers Personal Investors Services, LLC, (your “Distributor”), on your own behalf and on behalf of each segregated asset account maintained by you this is listed on Schedule B (“Account” or “Accounts”) is hereby amended as follows:

AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares)
Fund Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This Amendment to the Fund Participation Agreement (“Agreement”) dated February 7, 2006 between Janus Aspen Series, an open-end management investment company organized as a Delaware business trust (the “Trust”), and TIAA-CREF Life Insurance Company, a New York life insurance company (the “Company”) is effective as of July 24, 2007.

AMENDMENT TO FUND PARTICIPATION AGREEMENT BETWEEN DELAWARE VIP TRUST, DELAWARE MANAGEMENT COMPANY, DELAWARE DISTRIBUTORS, L.P. AND TIAA-CREF LIFE INSURANCE COMPANY
Fund Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This Amendment is made this 24th day of July, 2007, by and between Delaware VIP Trust (the “Trust”), Delaware Management Company, a series of Delaware Management Business Trust (the “Adviser”), Delaware Distributors, L.P. (the “Distributor”) and TIAA-CREF Life Insurance Company (the “Company”).

PARTICIPATION AGREEMENT AMENDMENT NO. 1 Effective as of July 24, 2007
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

THE PARTICIPATION AGREEMENT, dated as of the 20th day of March, 2006 by and among TIAA-CREF Life Insurance Company (“Company”), on its own behalf and on behalf of each separate account of the Company named in Schedule 1 (each an “Account”), Credit Suisse Trust (the “Fund”), Credit Suisse Asset Management, LLC (the “Advisor”) and Credit Suisse Asset Management Securities, Inc. (CSAMSI), is hereby amended as follows:

Contract Number [0-800135-6] Primary Owner [John J. Jones] Date of Issue [07 01 2007] Joint Owner [Jane Q. Jones or “None”] mo day year Annuitant [Jane J. Doe]
Tiaa Cref Life Separate Account Va-1 • August 2nd, 2007

This is a contract between you, the owners of this contract, and TIAA-CREF Life Insurance Company (“TIAA-CREF Life,” “we,” “us”). This page refers briefly to some of the features of this contract. The next pages set forth in detail the rights and obligations of both TIAA-CREF Life and you under this contract.

AMENDMENT TO FUND PARTICIPATION AGREEMENT (Institutional Shares)
Fund Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This Amendment to the Fund Participation Agreement (“Agreement”) dated February 7, 2006, between Janus Aspen Series, an open-end management investment company organized as a Delaware business trust (the “Trust”) and TIAA-CREF Life Insurance Company, a New York life insurance company (the “Company”) is effective as of July 24, 2007.

PARTICIPATION AGREEMENT AMENDMENT NO. 1 Effective as of July 24, 2007
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This agreement (the “Agreement”), dated as of the 5th day of January, 2007 among PRINCIPAL VARIABLE CONTRACTS FUND, INC. (“PVC”), PRINCIPAL FUNDS DISTRIBUTOR, INC. (“PFDI”), and TIAA-CREF Life Insurance Company (the “Company”) on its own behalf and on behalf of each segregated asset account of the Company is hereby amended as follows:

PARTICIPATION AGREEMENT AMENDMENT NO. 1 Effective as of July 24, 2007
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

THE PARTICIPATION AGREEMENT, dated as of the 1st day of March, 2006 by and among TIAA-CREF Life Insurance Company (the “Company”), on its own behalf and on behalf of its separate accounts (the “Accounts”); WANGER ADVISORS TRUST (the “Fund”); COLUMBIA WANGER ASSET MANAGEMENT, LLP (the “Adviser”); and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”) is hereby amended as follows:

SECOND AMENDMENT TO PARTICIPATION AGREEMENT AMONG CALAMOS ADVISORS TRUST CALAMOS ADVISORS LLC CALAMOS FINANCIAL SERVICES LLC and TIAA-CREF LIFE INSURANCE COMPANY
Participation Agreement • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This Amendment (the “Amendment”) is made and entered into as of the 24th day of July, 2007, by and among Calamos advisors Trust, Calamos Advisors LLC, Calamos Financial Services LLC and TIAA-CREF Life Insurance Company.

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