Intelligent Variable Annuity Contract Sample Contracts

Contract Number [0-800135-6] Primary Owner [John J. Jones] Date of Issue [07 01 2007] Joint Owner [Jane Q. Jones or “None”] mo day year Annuitant [Jane J. Doe]
Intelligent Variable Annuity Contract • August 2nd, 2007 • Tiaa Cref Life Separate Account Va-1

This is a contract between you, the owners of this contract, and TIAA-CREF Life Insurance Company (“TIAA-CREF Life,” “we,” “us”). This page refers briefly to some of the features of this contract. The next pages set forth in detail the rights and obligations of both TIAA-CREF Life and you under this contract.

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