UNITED FINANCIAL BANCORP, INC. (a Maryland corporation) 12,937,500 Shares (Subject to an Increase Up to 14,878,125 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT October 12, 2007Agency Agreement • October 23rd, 2007 • United Financial Bancorp, Inc. • Savings institution, federally chartered • New York
