PURCHASE AGREEMENTPurchase Agreement • December 18th, 2008 • Spirit of America Investment Fund Inc
Spirit of America Investment Fund, Inc. (the “Company”), a Maryland Corporation, on behalf of the Spirit of America Income Fund (the “Portfolio”) and David Lerner (the “Purchaser”) hereby agree as follows:
SPIRIT OF AMERICA INVESTMENT FUND, INC.Investment Advisory Agreement • December 18th, 2008 • Spirit of America Investment Fund Inc
This letter is to provide notice of the addition of a new series under the Company: Spirit of America Income Fund (the “New Fund”). The New Fund is to be considered a Fund under the Agreement and shall be subject to the terms set forth under the Agreement unless otherwise provided herein. The Adviser shall be compensated for services rendered under the Agreement as is consistent with the Agreement, including but not limited to Exhibit A to the Agreement as amended on December 31, 2008 and attached hereto.
UNDERWRITING AGREEMENTUnderwriting Agreement • December 18th, 2008 • Spirit of America Investment Fund Inc • New York
This Agreement, dated as of the day of December, 2008, made by and between Spirit of America Investment Fund, Inc. (the “Fund”), a corporation duly organized under the laws of the state of Maryland and operating as a registered investment company under the Investment Company Act of 1940, as amended (the “Act”); and David Lerner Associates, Inc. (“DLA”), a registered broker-dealer existing as a corporation duly organized and existing under the laws of New York (together, the “Parties”).
SPIRIT OF AMERICA INVESTMENT FUND, INC.Operating Expenses Agreement • December 18th, 2008 • Spirit of America Investment Fund Inc
This writing is to provide notice of the addition of a new series under the Company: Spirit of America Income Fund (the “New Fund”). The New Fund is to be considered a Series under the Agreement and shall be subject to the terms set forth under the Agreement unless otherwise provided herein.
