OCONEE FEDERAL FINANCIAL CORP. (a federal stock holding company) 1,812,600 Shares (Subject to an Increase Up to 2,094,480 Shares in the Event of an Oversubscription) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY...Agency Agreement • November 12th, 2010 • Oconee Federal Financial Corp. • Savings institution, federally chartered • New York
