EXCHANGE AGREEMENT by and between FNB UNITED CORP. and THE UNITED STATES DEPARTMENT OF THE TREASURY Dated as of August 12, 2011Exchange Agreement • August 18th, 2011 • FNB United Corp. • National commercial banks • New York
Contract Type FiledAugust 18th, 2011 Company Industry JurisdictionEXCHANGE AGREEMENT, dated as of August 12, 2011 (this “Agreement”) by and between FNB United Corp., a North Carolina corporation (the “Company”), and the United States Department of the Treasury (the “Investor”). All capitalized terms used herein and not otherwise defined shall have the respective meanings ascribed to them in the Securities Purchase Agreement.