0001193125-13-171227 Sample Contracts

PARTICIPATION AGREEMENT Massachusetts Mutual Life Insurance Company
Participation Agreement • April 25th, 2013 • Massachusetts Mutual Variable Annuity Separate Account 4 • Kansas

This Participation Agreement (“Agreement”), dated as of the 25 day of October, 2012, is made by and between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (“Company”), on behalf of itself and each of the separate accounts (“Variable Accounts”), WADDELL & REED, INC. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”).

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Amended and Restated Rule 22c-2 Agreement
Rule 22c-2 Agreement • April 25th, 2013 • Massachusetts Mutual Variable Annuity Separate Account 4

This Amended and Restated Rule 22c-2 Agreement (“Agreement”) dated November _13_, 2012 is entered into by and among Waddell & Reed, Inc. (“Distributor”), as principal underwriter for the Ivy Funds Variable Insurance Portfolios (the “Trust”), and the intermediary firm which is a signatory to this Agreement below (the “Intermediary”), effective as of October 25, 2012.

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