0001193125-13-186030 Sample Contracts

PRINCIPAL UNDERWRITER AGREEMENT
Principal Underwriter Agreement • April 30th, 2013 • Zalico Variable Annuity Separate Account • Illinois

THIS AGREEMENT, effective as of the 30th day of April, 2012 (or the date upon which approval is received from the Illinois Department of Insurance, if later) by and between Zurich American Life Insurance Company, an Illinois life insurance company (“Insurer”), on its own behalf and on behalf of the Separate Account listed on Exhibit A attached hereto and made a part hereof, as such Exhibit A may be amended from time to time by agreement of the parties hereto (“Separate Account”), and BFP Securities, LLC, a Delaware limited liability company and a registered broker-dealer (“Principal Underwriter”).

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TERMINATION OF PRINCIPAL UNDERWRITER AGREEMENT
Termination of Principal Underwriter Agreement • April 30th, 2013 • Zalico Variable Annuity Separate Account

This Termination of Principal Underwriter Agreement (“AGREEMENT”) is made by and between Synergy Investment Group, LLC (“Synergy”) and Zurich American Life Insurance Company (“ZALICO”) (formerly known as Kemper Investors Life Insurance Company).

ASSIGNMENT OF SELLING AGREEMENTS
Assignment of Selling Agreements • April 30th, 2013 • Zalico Variable Annuity Separate Account

This Assignment of Selling Agreements (this “ASSIGNMENT”) is made effective as of the 30th day of April, 2012, by and between Synergy Investment Group, LLC (“SYNERGY”) and BFP Securities, LLC (“BFPS”).

Amendment No. 9 to Third-Party Insurance Administrative Services Agreement
Insurance Administrative Services Agreement • April 30th, 2013 • Zalico Variable Annuity Separate Account

This Amendment No. 9 (this “Amendment”), effective December 1, 2012, (the “Effective Date”), modifies certain terms of the Insurance Administrative Services Agreement dated September 7, 2004 as amended. (the “Agreement”), by and between Zurich American Life Insurance Company (“Client”) an Illinois domiciled insurer, and IBM Business Transformation Outsourcing Insurance Services Corporation, (“IIOS”), a South Carolina corporation with its principal place of business at 2000 Wade Hampton Boulevard, Greenville, South Carolina 29615.

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