0001193125-13-198529 Sample Contracts

RESTRICTED STOCK AGREEMENT PURSUANT TO THE SYMETRA FINANCIAL CORPORATION EQUITY PLAN
Restricted Stock Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance • New York

THIS RESTRICTED STOCK AGREEMENT (this “Agreement”) made as of the 5th day of March, 2013 by and between Symetra Financial Corporation, a Delaware corporation (the “Company”), and (the “Executive”).

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Performance Unit Award Agreement Pursuant to the Symetra Financial Corporation Equity Plan
Performance Unit Award Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance • New York

THIS PERFORMANCE UNIT AWARD AGREEMENT (this “Agreement”) is made, effective as of the 5th day of March, 2013 (the “Grant Date”), between Symetra Financial Corporation (the “Company”) and (the “Participant”).

AMENDMENT 7 TO THE GROUP LONG TERM DISABILITY REINSURANCE AGREEMENT
Group Long Term Disability Reinsurance Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance

This Amendment 7 (this “Amendment”) to the Group Long Term Disability Reinsurance Agreement between Symetra Life Insurance Company (“Insurer”) of Bellevue, Washington and Reliance Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (“Managing Agent”) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability Reinsurance Underwriters Syndicate (ADRUS or “Reinsurer”), originally effective January 1, 1999, as amended (the “Reinsurance Agreement”), is entered into between Symetra and Managing Agent effective as of the dates stated below in sections 1-5 of this Amendment.

Amendment to Stock Option Award Agreement
Stock Option Award Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance

Symetra Financial Corporation and the undersigned Participant are parties to a Stock Option Award Agreement (“Agreement”) issued to Participant pursuant to the Symetra Financial Corporation Equity Plan. In order to align the Agreement with the Symetra Financial Corporation Executive Severance Pay Plan and the Symetra Financial Corporation Senior Executive Change in Control Plan, the parties hereto agree to amend the Agreement as follows:

Amendment to
Restricted Stock Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance

Symetra Financial Corporation and the undersigned Participant are parties to a Restricted Stock Agreement (“Agreement”) issued to Participant pursuant to the Symetra Financial Corporation Equity Plan. The parties hereto agree to amend the Agreement as follows:

Amendment to Performance Unit Award Agreement Pursuant to the Symetra Financial Corporation Equity Plan
Performance Unit Award Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance

Symetra Financial Corporation and the undersigned Participant are parties to a Performance Unit Award Agreement(s) (“Agreement”) issued to Participant pursuant to the Symetra Financial Corporation Equity Plan. In order to align the Agreement with the Symetra Financial Corporation Executive Severance Pay Plan, the parties hereto agree to amend the Agreement as follows:

AMENDMENT 4 TO THE GROUP SHORT TERM DISABILITY REINSURANCE AGREEMENT
Group Short Term Disability Reinsurance Agreement • May 3rd, 2013 • Symetra Financial CORP • Life insurance

This Amendment 4 (this “Amendment”) to the Group Short Term Disability Reinsurance Agreement between Symetra Life Insurance Company (“Insurer”) of Bellevue, Washington and Reliance Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (“Managing Agent”) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability Reinsurance Underwriters Syndicate (ADRUS or “Reinsurer”),originally effective January 1, 1999, as amended (the “Reinsurance Agreement”), is entered into between Symetra and Managing Agent effective as of the dates stated below in sections 1-4 of this Amendment.

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