0001193125-13-291721 Sample Contracts

AGENCY AGREEMENT JACKSONVILLE BANCORP, INC. (a Florida corporation) Common Stock (par value $0.01 per share) Up to 10,000,000 Shares of Common Stock Subscription Rights to Purchase Shares of Common Stock
Agency Agreement • July 16th, 2013 • Jacksonville Bancorp Inc /Fl/ • State commercial banks • Florida

Jacksonville Bancorp, Inc., a Florida corporation (the “Company”), confirms its agreement with Hovde Group, LLC (the “Agent” or “Hovde”), subject to the terms and conditions set forth below, with respect to the proposed Rights Offering and the Public Reoffer of Shares not subscribed for in the Rights Offering, if any, in each case, as such terms are defined below.

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