CINCINNATI BANCORP (a federal corporation) Up to 672,750 Shares (Subject to Increase to 773,663 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT August 12, 2015Agency Agreement • August 17th, 2015 • Cincinnati Bancorp • Savings institution, federally chartered • New York
