0001193125-19-240641 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 9th, 2019 • Nationwide Variable Account-15 • Ohio

This Agreement dated as of the 7th day of June, 2018 is made by and among Nationwide Financial Services. Inc. on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”) and Probabilities Fund Management LLC (the “Company”) which serves as adviser/distributor to the mutual funds (each such fund, a “Fund” and collectively, the “Funds”) listed on Exhibit B.

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MFS Fund Distributors, Inc.
Letter Agreement • September 9th, 2019 • Nationwide Variable Account-15

This Letter Agreement shall supersede all prior agreements relating to its subject matter including, but not limited to, the Participation Agreement by and among Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company, Nationwide Life Insurance Company of America, Nationwide Life and Annuity Company of America, and Massachusetts Financial Services Company dated February 1, 2003, as amended.

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