0001193125-23-126684 Sample Contracts

PARTICIPATION AGREEMENT by and among DFA INVESTMENT DIMENSIONS GROUP INC., DIMENSIONAL FUND ADVISORS LP, DFA SECURITIES LLC and HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT, made and entered into this _1st day of _October 2016, by and among Horace Mann Life Insurance Company (the "Company"), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an "Account" and collectively, the "Accounts"); DFA Investment Dimensions Group Inc. (the "Fund"); the Fund's investment adviser, Dimensional Fund Advisors LP (the "Adviser"); and DFA Securities LLC ("DFAS") (individually, a "Party" and collectively, the "Parties").

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JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT (Institutional Shares)
Janus Aspen Series • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT is made this 2nd day of April, 2019 between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware statutory trust (the "Trust"), and Horace Mann Life Insurance Company, a life insurance company organized under the laws of the State of Illinois (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the "Accounts").

FRED ALGER & COMPANY, INCORPORATED PARTICIPATION AGREEMENT
Company, Incorporated Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT is made this 1st day of September, 2016, by and among The Alger Portfolios (the "Trust"), an open-end management investment company organized as a Massachusetts business trust, Horace Mann Life Insurance Company, a life insurance company organized as a corporation under the laws of the State of Illinois, (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth in Schedule A, as may be amended from time to time (the "Accounts"), and Fred Alger & Company, Incorporated, a Delaware corporation, the Trust's distributor (the "Distributor").

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT (the "Amendment") dated March 7, 2019 by and among Putnam Variable Trust (the "Trust"), Putnam Retail Management Limited Partnership (f/k/a Putnam Retail Management, Inc.) (the "Underwriter") and Horace Mann Life Insurance Company (the "Company").

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