Horace Mann Life Insurance Co Separate Account Sample Contracts

WITNESSETH:
Distribution Agreement • April 30th, 1998 • Mann Horace Life Insurance Co Separate Account
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FRED ALGER & COMPANY, INCORPORATED PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2017 • Horace Mann Life Insurance Co Separate Account • Massachusetts

THIS AGREEMENT is made this 1st day of September, 2016, by and among The Alger Portfolios (the “Trust”), an open-end management investment company organized as a Massachusetts business trust, Horace Mann Life Insurance Company, a life insurance company organized as a corporation under the laws of the State of Illinois, (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth in Schedule A, as may be amended from time to time (the “Accounts”), and Fred Alger & Company, Incorporated, a Delaware corporation, the Trust’s distributor (the “Distributor”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 26th, 2024 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT, made as of May 1, 2023, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust ("Trust"), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a "Fund"), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation ("Distributor"), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation ("Adviser"), and HORACE MANN LIFE INSURANCE COMPANY ("Company"), a life insurance company organized under the laws of the State of Illinois.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • Massachusetts

This Fund Participation Agreement (the "Agreement"), effective as of 24th day of April, 2009, is made by and among Horace Mann Life Insurance Company ("Company"), JPMorgan Insurance Trust (the "Trust"), the Trust's investment advisors, JPMorgan Investment Advisors Inc. and J. P. Morgan Investment Management Inc. (the "Advisers"), and the Trust's administrator, JPMorgan Funds Management, Inc. (the "Administrator").

JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT (Institutional Shares)
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT is made this 2nd day of April, 2019 between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware statutory trust (the "Trust"), and Horace Mann Life Insurance Company, a life insurance company organized under the laws of the State of Illinois (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the "Accounts").

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • Massachusetts

THIS AMENDMENT, made and entered into as of January 1, 2017, is to the Participation Agreement dated May 1, 2015 by and among MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II, MFS VARIABLE INSURANCE TRUST III, HORACE MANN LIFE INSURANCE COMPANY, and MFS FUND DISTRIBUTORS, INC. (the "Agreement").

PARTICIPATION AGREEMENT by and among DFA INVESTMENT DIMENSIONS GROUP INC., DIMENSIONAL FUND ADVISORS LP, DFA SECURITIES LLC and HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT, made and entered into this _1st day of _October 2016, by and among Horace Mann Life Insurance Company (the "Company"), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an "Account" and collectively, the "Accounts"); DFA Investment Dimensions Group Inc. (the "Fund"); the Fund's investment adviser, Dimensional Fund Advisors LP (the "Adviser"); and DFA Securities LLC ("DFAS") (individually, a "Party" and collectively, the "Parties").

FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • New York

Horace Mann Life Insurance Company ("Insurance Company"), for itself and on behalf of one or more separate accounts of the Insurance Company ("Separate Accounts"), American Funds Distributors, Inc. ("AFD"), American Funds Service Company ("Transfer Agent"), Capital Research and Management Company ("CRMC"), and the American Funds Insurance Series (the "Series"), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the "Funds" and, individually, a "Fund"), for good and valuable consideration, hereby agree on this, 24th day of March, 2014, that Class 4 shares of the Funds ("Class 4 Shares") and Class P2 shares of the Funds ("Class P2 Shares" and together with Class 4 Shares, the "shares") shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called "Contract(s)"; holders of such Contracts hereinafter called "Contractholder(s)") to

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT is executed as of 12/1/2016, and effective as of 3/15/2017 (the "Effective Date"), by and among BLACKROCK VARIABLE SERIES FUNDS, INC. an open-end management investment company organized as a Maryland corporation (the "Fund"), BLACKROCK INVESTMENTS, LLC ("BRIL" or the "Underwriter"), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the "1934 Act"), and Horace Mann Life Insurance Company, a life insurance company organized under the laws of the state of Illinois (the "Company"), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an "Account" and collectively as the "Accounts").

PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT, made and entered into this 19th day of October, 2005 by and between WELLS FARGO VARIABLE TRUST, an unincorporated business trust formed under the laws of Delaware (the "Trust"), WELLS FARGO FUNDS DISTRIBUTOR, LLC, a Delaware limited liability company (the "Distributor"), HORACE MANN LIFE INSURANCE COMPANY, an Illinois life insurance company (the "Company"), on its own behalf and on behalf of each separate account of the Company identified herein and Horace Mann Investors, Inc. (the "Insurance Underwriter"), a broker-dealer affiliated with the Company.

PARTICIPATION AGREEMENT among LEGG MASON PARTNERS VARIABLE EQUITY TRUST, LEGG MASON PARTNERS VARIABLE INCOME TRUST, LEGG MASON INVESTOR SERVICES, LLC, and HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • New York

THIS AGREEMENT, made and entered into this 1st day of May 2019 by and among Horace Mann Life Insurance Company, an Illinois corporation (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), and Legg Mason Partners Variable Equity Trust, a Maryland Corporation and Legg Mason Partners Variable Income Trust, a Maryland Corporation (each a "Fund", collectively the "Funds"), and Legg Mason Investor Services, LLC, a Maryland limited liability company (the "Distributor").

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

This Agreement is entered into as of the 1st day of May, 2004, between Horace Mann Life Insurance Company, a life insurance company organized under the laws of the State of Illinois ("Insurance Company"), Dreyfus Investment Portfolios: MidCap Stock Portfolio (the "Fund"), and Dreyfus Service Corporation, a New York Corporation.

FRED ALGER & COMPANY, INCORPORATED PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT is made this 1st day of September, 2016, by and among The Alger Portfolios (the "Trust"), an open-end management investment company organized as a Massachusetts business trust, Horace Mann Life Insurance Company, a life insurance company organized as a corporation under the laws of the State of Illinois, (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth in Schedule A, as may be amended from time to time (the "Accounts"), and Fred Alger & Company, Incorporated, a Delaware corporation, the Trust's distributor (the "Distributor").

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • New York

THIS AGREEMENT made as of the 30th day of April, 2004, by and between Lord Abbett Series Fund, Inc. (the "Fund"), a Maryland Corporation, on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, (each a "Portfolio" and collectively, the "Portfolios"), Lord Abbett Distributor LLC, a New York limited liability company (the "Distributor"), and Horace Mann Life Insurance Company (the "Company"), a life insurance company organized under the laws of the State of Illinois.

PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AGREEMENT, made and entered into this _30th_ day of April, 2004 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, an unincorporated business trust formed under the laws of Delaware (the "Trust"), GOLDMAN, SACHS & CO., a New York limited partnership (the "Distributor"), and HORACE MANN LIFE INSURANCE COMPANY, an Illinois 1 life insurance company (the "Company"), on its own behalf and on behalf of each separate account of the Company identified herein.

PARTICIPATION AGREEMENT among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • Illinois

THIS AGREEMENT, made and entered into as of the 27th day of June, 2017, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the "Fund"), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the "Sponsor"), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the "Distributor"), a Pennsylvania corporation, and HORACE MANN LIFE INSURANCE COMPANY (hereinafter the "Company"), an Illinois corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account").

PARTICIPATION AGREEMENT among LEGG MASON PARTNERS VARIABLE EQUITY TRUST, LEGG MASON PARTNERS VARIABLE INCOME TRUST, LEGG MASON INVESTOR SERVICES, LLC, and HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2020 • Horace Mann Life Insurance Co Separate Account • New York

THIS AGREEMENT, made and entered into this 1st day of May 2019 by and among Horace Mann Life Insurance Company, an Illinois corporation (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), and Legg Mason Partners Variable Equity Trust, a Maryland Corporation and Legg Mason Partners Variable Income Trust, a Maryland Corporation (each a "Fund", collectively the "Funds"), and Legg Mason Investor Services, LLC, a Maryland limited liability company (the "Distributor").

MFS Variable Insurance Trust II and MFS Variable Insurance Trust ICI (the "Trust")
Letter Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

The purpose of this Letter Agreement is to confirm certain financial arrangements between MFS Fund Distributors, Inc. ("MFD"), the underwriter to the Trust, and Horace Mann Life Insurance Co. (the "Company") in connection with the Company's investment in the Trust. Effective-May 1, 2019, MFD or its affiliates agree to pay an administrative services fee to the Company equal, on an annualized basis, 0.25% of the net assets of the Trust invested in the Service Class Shares of the MFS Mid Cap Value Portfolio and the MFS International Growth Portfolio that are attributable to variable life or variable annuity contracts ("Policies") offered by the Company or its affiliates, except that no fee shall be due or payable on assets held in any money market portfolio. Such fee shall be paid quarterly (on a calendar year basis) in arrears. Such fee shall continue to be due and payable for so long as Company provides the services contemplated hereunder with respect to Policies under which amounts are

AMENDED AND RESTATED PARTICIPATION AGREEMENT Among WILSHIRE VARIABLE INSURANCE TRUST And HORACE MANN LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • Delaware

THIS AGREEMENT (the "Agreement"), made and entered into as of the 20th day of June, 2005, by and among Horace Mann Life Insurance Company (the "Company"), an Illinois corporation, on its own behalf and on behalf of each separate account of the Company named in Schedule A to this Agreement as may be amended from time to time (collectively, the "Accounts") and Wilshire Variable Insurance Trust, a Delaware statutory trust (the "Fund").

AMENDMENT NO. 2 TO
Participation Agreement • April 26th, 2024 • Horace Mann Life Insurance Co Separate Account

THIS AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT (the "Amendment") dated March 7, 2019 by and among Putnam Variable Trust (the "Trust"), Putnam Retail Management Limited Partnership (f/k/a Putnam Retail Management, Inc.) (the "Underwriter") and Horace Mann Life Insurance Company (the "Company").

ANNUITY REINSURANCE AGREEMENT between HORACE MANN LIFE INSURANCE COMPANY (the “Company”) and RGA REINSURANCE COMPANY (the “Reinsurer”) Dated June 24, 2019
Annuity Reinsurance Agreement • April 28th, 2020 • Horace Mann Life Insurance Co Separate Account • Illinois

This Annuity Reinsurance Agreement, effective as of the Effective Time (this “Agreement”), is made and entered into by and between Horace Mann Life Insurance Company, a life insurance company organized under the laws of the State of Illinois (the “Company”), and RGA Reinsurance Company, a life insurance company organized under the laws of the State of Missouri (the “Reinsurer” and, each of the Reinsurer and the Company, a “Party” and together, the “Parties”).

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AMENDMENT NO. 1 FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 27th, 2018 • Horace Mann Life Insurance Co Separate Account • New York

The Fund Participation and Service Agreement (the "Agreement"), dated March 24, 2014, by and among Horace Mann Life Insurance Company, for itself and on behalf of one or more separate accounts of the Insurance Company, American Funds Distributors, Inc. ("AFD"), American Funds Service Company ("Transfer Agency"), Capital Research and Management Company ("CRMC"), and the American Funds Insurance Series (the "Series"), is hereby amended. All capitalized terms used herein and not otherwise defined shall have the meaning ascribed such terms in the Agreement.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS FUND PARTICIPATION AGREEMENT ("Agreement") is made as of the __ day of December, 2016, by and among: Calvert Variable Series, Inc. and Calvert Variable Products, Inc. (each a "Fund," and together, the "Funds"), each a Maryland corporation, on its behalf and on behalf of each Portfolio (as defined below); Eaton Vance Distributors, Inc. ("EVD"); and Horace Mann Life Insurance Company (the "Company"), a life insurance company organized under the laws of the State of Illinois, on behalf of itself and certain of its segregated asset accounts (each an "Account" and together the "Accounts").

SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

This instrument (the "Amendment") amends that certain Fund Participation Agreement entered into as of the 1st day of May, 2004, as amended (the "Agreement"), among Horace Mann Life Insurance Company, MBSC Securities Corporation (formerly known as Dreyfus Service Corporation), Dreyfus Investment Portfolios: MidCap Stock Portfolio and Dreyfus Investment Portfolios: Small Cap Stock Index Portfolio. Defined terms not otherwise defined herein shall have the meanings ascribed to them in the Agreement.

SERVICE AGREEMENT
Service Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account • Massachusetts

This Agreement is entered into effective as of the 1st day of July, 2005, by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. (“FIIOC") and HORACE MANN LIFE INSURANCE COMPANY ("Company").

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2023 • Horace Mann Life Insurance Co Separate Account

THIS AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT (the "Amendment") dated March 7, 2019 by and among Putnam Variable Trust (the "Trust"), Putnam Retail Management Limited Partnership (f/k/a Putnam Retail Management, Inc.) (the "Underwriter") and Horace Mann Life Insurance Company (the "Company").

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