Provident Financial Services, Inc. UNDERWRITING AGREEMENTUnderwriting Agreement • May 10th, 2024 • Provident Financial Services Inc • Savings institution, federally chartered
Provident Financial Services, Inc., a Delaware corporation (the “Company”), proposes, subject to the terms and conditions stated herein, to issue and sell to the underwriters named in Schedule I hereto (each, an “Underwriter” and, collectively, the “Underwriters”), for whom Piper Sandler & Co. (“Piper Sandler”) and Keefe, Bruyette & Woods, Inc. (“KBW”) are acting as representatives (collectively, the “Representatives”), $225,000,000 aggregate principal amount of its 9.00% Fixed-to-Floating Rate Subordinated Notes due 2034 (each a “Note” and collectively, the Notes”). To the extent there are no additional underwriters listed on Schedule I, the term “Representatives” as used herein shall mean Piper Sandler and KBW, collectively, as Underwriters, and the term “Underwriters” shall mean either the singular or the plural, as the context requires. The Notes will be issued pursuant to a Subordinated Indenture, to be dated as of May 13, 2024, and a First Supplemental Indenture to be dated as of
