EMPLOYMENT AGREEMENTEmployment Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services
This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into by and between Sunlight Financial LLC, a Delaware limited liability company (the “Company”), Sunlight Financial Holdings Inc., a Delaware corporation (the “Parent”) and [__________] (the “Executive”), effective as of [DATE] (the “Effective Date”).
AMENDED AND RESTATED LOAN SALE AGREEMENT with CROSS RIVER BANK SUNLIGHT FINANCIAL LLC and SUNLIGHT FINANCIAL LLC, for itself or on behalf of any Purchaser executing a Purchaser Joinder Agreement hereunder Dated as of February 12, 2018Loan Sale Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
THIS AMENDED AND RESTATED LOAN SALE AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), dated as of February 12, 2018 is made by and between CROSS RIVER BANK, a New Jersey state-chartered bank with its principal offices located at 885 Teaneck Road, Teaneck, New Jersey, 07666 (“Bank”), SUNLIGHT FINANCIAL LLC, a Delaware limited liability company, with its principal offices located at 234 W. 39th Street, 7th Floor, New York, NY 1001866 (“Sunlight”), and SUNLIGHT for itself or on behalf of any Purchaser executing a Purchaser Joinder Agreement hereunder and amends and restates the Loan and Sale Agreement amongst the parties hereto dated October 3, 2017.
OMNIBUS WAIVER AND TENTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT AND WAIVER AND THIRD AMENDMENT TO AMENDED AND RESTATED LOAN SALE AGREEMENTLoan Sale Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This OMNIBUS WAIVER AND TENTH AMENDMENT TO THE FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT AND WAIVER AND THIRD AMENDMENT TO AMENDED AND RESTATED LOAN SALE AGREEMENT (this “Amendment”) made as of January 28, 2021 (the “Amendment Effective Date”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), amends the terms of (a) that certain First Amended and Restated Loan Program Agreement, dated as of February 12, 2018, by and between Bank and Sunlight (as previously amended, the “Existing Agreement” and as amended by this Amendment, the “Program Agreement”) and (b) that certain Amended and Restated Loan Sale Agreement, dated as of February 12, 2018, by and between Bank and Sunlight (as previously amended, the “Existing Loan Sale Agreement” and as amended by this Amendment, the “Loan Sale Agreement”; the Existing Loan Sale Agreement, together with the Existing Program Ag
SEVENTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT AND SECOND AMENDMENT TO AMENDED AND RESTATED LOAN SALE AGREEMENTLoan Sale Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This SEVENTH AMENDMENT TO THE FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT AND SECOND AMENDMENT TO AMENDED AND RESTATED LOAN SALE AGREEMENT (this “Amendment”) is made as of June 3, 2020 (the “Amendment Effective Date”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), amends the terms of (a) that certain First Amended and Restated Loan Program Agreement dated as of February 12, 2018, by and between Bank and Sunlight, as previously amended by that certain First Amendment dated April 17, 2018, that certain letter agreement dated as of July 9, 2018, that certain Third Amendment dated as of October 26, 2018, that certain Fourth Amendment dated as of March 8, 2019, that certain Fifth Amendment dated as of December 1, 2019 and that certain Sixth Amendment dated as of March 31, 2020 (as so amended, the “Existing Program Agreement” and as amended by this Amendment, the “
LOAN AND SECURITY AGREEMENTLoan and Security Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services
THIS LOAN AND SECURITY AGREEMENT (this “Agreement”) is dated as of April 26, 2021 (the “Effective Date”) between SILICON VALLEY BANK, a California corporation (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Borrower”). The parties agree as follows:
ContractSpartan Acquisition Corp. II • May 12th, 2021 • Finance services • New York
[***] = Certain marked information has been omitted from this exhibit because it is both not material and is the type that the registrant treats as private or confidential.
SUNLIGHT FINANCIAL HOLDINGS INC. INVENTIONS ASSIGNMENT, NON-COMPETITION, NON- SOLICITATION AND CONFIDENTIALITY AGREEMENTSolicitation and Confidentiality Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services
This Inventions Assignment, Non-Competition, Non-Solicitation and Confidentiality Agreement (this “Agreement”) is made and entered into by and between Sunlight Financial Holdings Inc., a Delaware corporation (the “Parent”), and [EXECUTIVE] (the “Executive”), and is effective as of [DATE] (the “Effective Date”). This Agreement is Exhibit C to the Employment Agreement by and among the Executive, the Parent, and Sunlight Financial LLC (the “Employment Agreement”), and is to be read in conjunction with the Employment Agreement.
FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT between CROSS RIVER BANK and SUNLIGHT FINANCIAL LLC Dated as of February 12, 2018Loan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
THIS FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”) is made and entered into as of this 12th day of February, 2018 (the “Effective Date”), by and between CROSS RIVER BANK, an FDIC-insured New Jersey state chartered bank (“Bank”) and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”) amending and restating that certain Loan Program Agreement by and between Bank and Sunlight dated December 3, 2017 (the “Old Agreement”).
FOURTH AMENDMENT TO LOAN PROGRAM AGREEMENTLoan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This Amendment is made as of March 8, 2019 (this “Amendment”) by and between Cross River Bank, an FDIC-insured New Jersey state chartered bank (“Bank”), and Sunlight Financial LLC, a Delaware limited liability company (“Sunlight”), amending the terms of that certain Amended and Restated Loan Program Agreement dated as of February 12, 2018 as amended by that certain First Amendment thereto dated April 17, 2018, that certain letter agreement further amending the same dated as of July 9, 2018 and the Third Amendment thereto dated as of October 26, 2018 (as so amended, the “Existing Agreement” and as amended by this Amendment, the “Agreement”). Sunlight and Bank are collectively referred to herein as the “Parties”. Capitalized terms used herein but not otherwise defined herein shall have the meanings set forth therefore in the Existing Agreement.
EIGHTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENTLoan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This EIGHTH AMENDMENT TO THE FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT (this “Amendment”) is made as of January 5, 2021 (the “Amendment Effective Date”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), amends the terms of that certain First Amended and Restated Loan Program Agreement dated as of February 12, 2018, by and between Bank and Sunlight, as previously amended by that certain First Amendment dated April 17, 2018, that certain letter agreement dated as of July 9, 2018, that certain Third Amendment dated as of October 26, 2018, that certain Fourth Amendment dated as of March 8, 2019, that certain Fifth Amendment dated as of December 1, 2019, that certain Sixth Amendment dated as of March 31, 2020 and that certain Seventh Amendment dated as of June 3, 2020 (as so amended, the “Existing Agreement” and as amended by this Amendment, the “Agreement”). Sunli
SIXTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENTLoan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This SIXTH AMENDMENT TO THE FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT is made as of March 31, 2020 (this “Amendment”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), amending the terms of that certain First Amended and Restated Loan Program Agreement dated as of February 12, 2018, by and between Bank and Sunlight, as previously amended by that certain First Amendment dated April 17, 2018, that certain letter agreement dated as of July 9, 2018, that certain Third Amendment dated as of October 26, 2018, that certain Fourth Amendment dated March 8, 2019 and that certain Fifth Amendment dated as of December 1, 2019 (as so amended, the “Existing Agreement” and as amended by this Amendment, the “Agreement”). Sunlight and Bank are collectively referred to herein as the “Parties”. Capitalized terms used herein but not otherwise defined herein shall have the meanings
Sunlight FinancialSpartan Acquisition Corp. II • May 12th, 2021 • Finance services
[***] = Certain marked information has been omitted from this exhibit because it is both not material and is the type that the registrant treats as private or confidential.
ContractSpartan Acquisition Corp. II • May 12th, 2021 • Finance services
[***] = Certain marked information has been omitted from this exhibit because it is both not material and is the type that the registrant treats as private or confidential.
SUNLIGHT FINANCIAL HOLDINGS INC. NOTICE OF RESTRICTED STOCK UNIT AWARD 1Restricted Stock Unit Award Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • Delaware
Subject to the terms and conditions of this Notice of Restricted Stock Unit Award (this “Notice”), the Restricted Stock Unit Award Agreement attached hereto (the “Award Agreement”), and the Sunlight Financial Holdings Inc. 2021 Equity Incentive Plan (the “Plan”), the below individual (the “Participant”) is hereby granted the below number of Restricted Stock Units (the “RSUs”) by Sunlight Financial Holdings Inc., a Delaware corporation (the “Company”). Unless otherwise specifically indicated, all terms used in this Notice have the meanings set forth in the Award Agreement or the Plan.
FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENTLoan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT (this “Amendment”), dated December 1st, 2019 (the “Effective Date”), by and between Sunlight Financial LLC, a Delaware limited liability company (“Sunlight”), and Cross River Bank, a New Jersey state-chartered bank (“Bank” and, together with Sunlight, the “Parties”), amends that certain First Amended and Restated Loan Program Agreement, dated February 12, 2018 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”), by and between Sunlight and Bank.
NINTH AMENDMENT TO FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENTLoan Program Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This NINTH AMENDMENT TO THE FIRST AMENDED AND RESTATED LOAN PROGRAM AGREEMENT (this “Amendment”) is made as of February 17, 2021 (the “Amendment Effective Date”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), amends the terms of that certain First Amended and Restated Loan Program Agreement dated as of February 12, 2018, by and between Bank and Sunlight (as previously amended, the “Existing Agreement” and as amended by this Amendment, the “Agreement”). Sunlight and Bank are collectively referred to herein as the “Parties”. Capitalized terms used herein but not otherwise defined herein shall have the meanings set forth therefor in the Existing Agreement.
FIRST AMENDMENT TO AMENDED AND RESTATED LOAN SALE AGREEMENTLoan Sale Agreement • May 12th, 2021 • Spartan Acquisition Corp. II • Finance services • New York
This FIRST AMENDMENT TO THE AMENDED AND RESTATED LOAN SALE AGREEMENT, dated as of August 28, 2019 (this “Amendment”), by and among CROSS RIVER BANK, an FDIC-insured New Jersey state chartered bank (“Bank”), SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”), and Sunlight, for itself and on behalf of any other Purchaser executing a Purchaser Joinder Agreement (“Purchaser Representative”), amends the terms of that certain Amended and Restated Loan Sale Agreement dated as of February 12, 2018, by and among Bank, Sunlight and Purchaser Representative (the “Existing Agreement” and, as amended by this Amendment, the “Agreement”). Sunlight, Bank and Purchaser Representative are collectively referred to herein as the “Parties”. Capitalized terms used herein but not otherwise defined herein shall have the meanings set forth therefore in the Existing Agreement.
